I went to Wal-Mart today to pick up some kitty litter for the terrors and used my Visa debit card from BoA with an imbedded picture on the card. I swiped it at the machine and when I hit "cancel" to signify a credit purchase, the cashier asked to see my card and ID - without even checking to see if the card was signed. I handed her the card and didn't say a word, but appearently she was smart enough to notice that my ID is right there on my card. Appearently this is Wally's new procedure during Christmas, or at least it was at the store I was at, as I noticed all the cashiers doing it.

So for those of you who hate showing your ID with credit card purchases, be prepared for your local Wally-World!

NOT WALMART POLICY

RANDOM COMPARE SIGNATURE ON SLIP WITH THE SIGNATURE ON THE BACK OF THE CARD

CID FOOLS AND BLANK CARDS CAN SHOW ID

BUT THE ID IS ALWAYS IN THE CAR

She didn't even give me a chance to sign before asking to see the card and ID. Where the screen goes to "ask cashier to press credit key" is when she asked.

WHEN IT SAYS "COMPARE SIGNATURE--PRESS CLEAR"

THEY CAN COMPARE THE SIGNATURES AT THAT TIME

THAT DOES NOT MEAN ASK FOR ID ON A SIGNED CREDIT CARD

COMPARE THE SIGNATURE ON THE BACK OF THE CARD WITH THE SIGNATURE ON THE SLIP

Iwas at WalMart today and at that one I noticed the cashiers were asking to see the card. I did the self checkout and the person who was stationed at that area came over and asked to see the back of my card. They did not compare signatures, he told me he just had to verify it was signed. All I had to do was turn it around so he could see the back.

I guess I don't get what the problem is with them checking ID. Not keeping or copying just looking to see if they match in names at least. As a person who had a wallet stolen and ccs used to make purchase I WISH someone had checked. One reason I don't sign mine is because then all I am doing is showing them how I sign my name, which includes using my middle initial. If they don't know that they have to guess and should I have to dispute the charge it would help somewhat. Same thing for my checks. They dont SHOW my middle name or initial, but on my bank signature card, it includes the initial.

I do not relinquish it to those wanting to copy it or anything, but showing it is not a big deal to me. I have noticed that many checkers only give it such a cursory look anyway, they just do it because they have been tr ained to do so to keep the bosses watching off their backs.

IF YOU FEEL FAR SUPERIOR BY SHOWING YOUR ID...GO RIGHT AHEAD

Superior!?!

Just NoT paranoid. They are not copying it or keeping it..and I would bet most store checkers do not have a photographic memory! Having investigated crimes where credit cards and checks were used/forged it sure makes catching/putting people in jail for doing so a lot easier.

Like I asked at first...what is the real problem with it?

Seems a little odd to me is all!

YOU HAVE A LOT TO LEARN

VIOLATION OF CREDIT CARD POLICY IS THE FIRST ISSUE

ASKING FOR ID (as a condition of the sale) ON A SIGNED CREDIT CARD IS FORBIDDEN BY CREDIT CARD POLICY

SHEEP GO BAHHH

I hope so! Learning WORTHWHILE information throughout the life journey is important! Was I suppossed to be learing something from a post about stores checking your id in an effort to help hold the line on forgeries and thefts?

I do not presume to know everything or for that fact most things. I do however know that paranoia over something as trivial as this is not healthy!

So please feel free to "do me some learning" as to why this is so terrible! I am not worried about MC/VISA policy in this case. Now as to the required minimum purchase..that does piss me off, ut you know what I just don't go to those places if know they exist.

I eagerly await the sharing of your knowledge in this arena!

There is a club here that would SHOW ID AT THE DROP OF A HAT

Join them...

FOR MY PROTECTION...I DON'T SHOW ID

Wow! You seem to have IMPORTANT input on almost all of the threads here. How do you find the time?

I really don't consider myself a "sheeople" as I like to call them, nor would anyone who knows me. I do consider myself to not be "overly" concerned with "protecting" myself from !?!? Do the voices tell you to do that?

Actually I think the rational mind would come to the logical conclusion that "protecting" you is just what a store might be doing when they ask to verify that the person showing the card is the person authorized to use the card. Mind you I did not suggest they can write down the information...just verify that things appear to match.

How would that leave you unprotected?

Remember...Master...just because Grasshopper is new to the city...does not mean he has not seen the world and is devoid of knowledge.

Were you one of those people who had a stack of gold bars and food for twenty years stored away for the whole Y2K thing? I'm thinking..................................

I like gold bars.

and I don't show ID.

but I also think "sheeple" is insulting, especially to new posters. but then that is just my opinion.

In case you missed it the "sheeople" was in response to it being suggested that I was one. How could that be offensive to anyone, unless they consider themselves to maybe be in that category. By implication pr inference it refers to those who blindly follow along, as sheep are prone to do...even if it runs them right off of the cliff!

Never suggested GOLD was not a good thing to own or invest in. Just that there were many who believed that chaos would reign supreme at the stroke of midnight Y2K. In mind many of these people also tend to be conspiracy theorist etc... It is a weak argument that one refuses to show ID when using a credit card to purchase something. It seems to me that it flies in the face of logic. You HAVE in fact provided them a card with a number, that when checked properly in various data bases can reveal far more about a person than a state issued drivers license or ID card.

Sorry, I just don't get what the BIG deal is about...which is all I asked at first, in case I had missed out on some previously disclosed information about the practice. Once, I asked I was told that I had " A LOT TO LEARN" so I am waiting to be schooled with some rational teaching!

No offense intended to anyone by a silly comment about "sheeople" I just don't tend to follow anyone blindly including here. There is little difference as to the breed of "sheeople" regardless of where they are bred!

ummm. I was defending you. the sheeple and BAAAHHH comments by some people is offensive in my view.

Cool! I was not sure. Should have checked first. My Bad, as the young ones say!

I hate to tell you this, but protecting the consumer is not the reason most merchants check ID. They are only interested in trying to protect themselves against chargebacks. They can do that just as well by following the rules they agreed to when they agreed to accept credit cards.

Thank you and I hate to tell you this. Regardless of whom THEY claim it is for... by protecting themselves....they also end up protecting the consumer as well in many cases! You cannot do one with out the other!

There is still no VALID reason that has been provided as far as I can see, that explains WHY this simple step is such a big problem for some people! Fear and loathing, of the governement and corporate big brother is what it seems to me.

I still ask the question; How is it "protecting" privacy by not showing an id when you make a purchase or write a check etc ?

I state ad infinitum.........I am not suggesting they have the right or need to document the info or use it as a back up to collect a charge for a bad check. Just to see that the names match and maybe a picture id.

Having been in law enforcement for 30 years, I can tell you that the VAST majority of forgers and "un authorized credit card abusers" are not the ones you see in the movies, with all the fancy fake id making capabilties. They are for the most part lower level crooks who got lucky during a robbery or burglary of a car or home and ended up with someone's card. They then go out and try to use the cards as fast as they can before they are discovered missing "with the hopes" of no checker bothering to look at other id, which of course they don't have.

Actually was a victim of tha myself on vacation once. They burned the cards up within the first two hours some with signed slips and many on the ones where they just slide the cards and never relinquish it.

This is in re: WM asking to see receipts when exiting. For me (and I'm sure many others like me), it is just very simply because it is a hassle to me. It's a PITA. I have no fear of conspiracy theory's or Big Bro. It's just a hassle plain and simple. Last time I was at WM the guy asked to see my receipt, I smiled and politely said "no that's O.K." and walked out. The dude just stood there and looked at me, wide eyed & jaw-dropped, dumbfounded......speechless.

If VISA/ MC doesn't see any value to ID checking, then why do they make cards with pictures right on them???

I don't think that is what this thread was about, but I will speak to that issue.

I AM NOT A HUGE FAN of Wal-Mart nor any other company, however I know that they have every legal right to verify that those leaving their store have in fact paid for what they are leaving with.

They have a huge loss volume in their stores and some, depending on location, are worse than others. This is somewhat enahanced by the design of their stores, which leaves plenty of room for customers to mill about past the point of checkout. You will noticed that is not the case with most grocery stores, as the checker lines ususally end near the door.


Is it frustrating or a "hassle" to some consumers!?! Most likely but imagine the losses if they did not HAVE THE RIGHT TO and did not station people at the doors. The loss from theft only adds cost to the rest of us, so I don't mind them checking.

I guess if you don't like their system...simply do not shop there or expect to be legally challenged when you refuse to show them a receipt for proof of purchase. To do other wise is just plain old SILLY! I bet you would have been screaming all sort of things about ILLEGAL detention if they had simply said..please come with us so we can insure you have paid for your items. I can assure you the policeand attorneys will tell you they are well within their rights to do this. If they do it as a practice to everyone coming and going and do not base it soley on race or ethnicity then there is NOT a legal issue involved.

Sound to me like just being a PIA is status qou for some people.

Good Point!

A CHECK AT RETAIL???

THAT IS SO LAST CENTURY (LIKE THE 1980's maybe 1990's)

THANK YOU ANYWAY...I'LL TAKE MY PROTECTION FROM THE CREDIT CARD COMPANY AND NOT THE MERCHANT BY ASKING FOR ID IN VIOLATION OF THE MERCHANT AGREEMENT

MAKES THE CUSTOMER "FEEL" SAFER???

Just like the people who LOVE to show ID or don't care if they are asked...

As has been asked of others here before, would you wear a copy of your ID on your T-shirt? If there is no information on your ID that can be used against you, that shouldn't be a problem.

As a customer, if my credit card number is stolen, all I should have to do is report it stolen to the police and credit card company. The CCC will cancel the number, reissue a new one, and cancel any fraudulent charges. If the merchant followed the rules and has a receipt with a valid signature, they are covered. I don't see how showing my ID benefits me.

I'd rather deal with several instances of fraudulent use of my credit cards than one instance of ID theft.

Could you please provide something that substantiates that? I was under the impression that the merchant had no right to detain a customer unless they saw them actually steal something and leave the store without paying. In the standard exit door receipt check situation customers can just walk past and there is nothing they can do. Please correct me if I'm wrong.

KEEP ON WALKING...

I think they got VERIFIED when they swiped my card and accepted my signature.

I ain't being stopped at the door PERIOD, they CAN follow me, and watch me put the stuff I've already paid for into my vehicle and check it then if they want to as long as they do NOT interfere with my normal routine in any way.

and thats how it is.

ID ON T-SHIRT IS MINE...

I SAID I WOULD PAY FOR THE T-SHIRT AND PRINTING

Just wear it every place you go...

Yeah why not! They still take them here in Texas! Since I make a miniscule amount of interest on my checking daily balance, doesn't it make sense to enjoy the float for as long as possible!?!

Now if if they have the system that just stamps and gives your check back it makes more sense to use the debit or cc.

Of course for bills, I use the free bank system and let them either pay it electronically or cut THEIR check and pay the mailing costs.


Just something us old folks do who still remember the days...the 80's when your credit card had to be imprinted and the slip sent in..no magnetic strips. Heck, my first debit card actually had the "holes" in it like the punch cards and was only good at the bank's SINGLE ATM...located at the bank..but at least outside so you could access it after hours. Whew!! Hi tech for its day!

I think there was some song lyrics about that in the 60's...paranoia strikes deep..in to your heart it will creep...okay!

I CAN USE MY CREDIT CARDS AND STILL PIF ON OR A FEW DAYS BEFORE IT IS DUE

(ON-LINE)

THERE IS NO UP-SIDE THAT I CAN SEE IN USING A CHECK AT RETAIL

A very simplistic view of course! Just the act of completing the police reports, affidavits and paper work with getting rid of a fraudulent charge take a WHOLE lot more of my time and effort than does flashing my id to someone for
about 5 seconds.

Of course your view also does not speak to actually catching someone while they TRY to use the card and putting someone in jail for doing so. It is actually much easier to prove in court than trying to make a case after the fact.

Just wondering if you have actually ever had to report a fraudulent charge and police report or even an ID theft?

To each his/her own!

A REGISTER PROMPS...

DENIED

PICK UP CARD!

CALL CARD ISSUER FOR APPROVAL

IT NEVER WILL SAY STOLEN CARD CALL 911

ARE YOU GOING TO LEARN or JUST FIGHT???

...but, elderly women seem to love them nonetheless.

(Based on my general observations standing in line behind people over the years)

Stop and think what you are suggesting! Not! The legal requirement needed to stop and detain some one would fall under the area of "reasonable suspicion" not 100% proof or even probable cause! Depending in the layout of the store you don't even have to leave to compete the act of the theft. Each state has different laws on their theft statutes.

Now in todays overly zealous law suit minded society, many stores almost just prefer to take the loss than to risk stopping someone and getting branded as a profiler and the bad publicity involved.

Of course a store/business can make you walk through metal detectors, RFID's, video your movements, move through shuts in their store, whatever they want as long as they do it to all and don't just profile certain people. Like anything else in life..you do have a choice...if you don't like a particular places policy then you can just not go there...that is really the most simple plan.

Feel free to ask your local prosecutors office what their requirements are for prosecuting thefts to get a better feel for how it is treated in your community.

Note if you live in Nevada, California, Arizona the U.S. 9th Circuit Court of Appeals has lowered the legal standards for society in your area with numerous liberal court rulings that only apply within that District.

Even us mid 40's college educated people as well!

In a Utopian society that would be the plan, but since most thieves use them quickly BEFORE the owners even know they are gone...that is simply not the case! There is no WARNING if they have not been reported yet. Most crooks use them within the first several hours and then chunk them. If they wait longer than that then they deserve to get caught! Many will try an on line or gas pump swipe first to see if they are rejected before going on a spree in the Mall.

I speak from experience on a variety of fronts in this topic..how about you? Just theory and speculation it seems! Please correct me if I am mistaken!

I like to learn WHEN there is some LEARNING to be done! But I also like to FIGHT when there is FIGHTING to be done, and spreading inaccurate or non factual information deserves some FIGHTING!

You like to shout a lot to make your self heard/seen huh?

I like that! Living on the edge!

Swiping your card might not account for that BULGE under your shirt, which is what the people at the door are doing! Your are mixing two different issues and comments. I never suggested that they should see your receipt due to credit card usage.

Your comment also implies that ALL stores have the signature panel machines and that is not the case that I have seen.



Most just sign on the little receipt slip after swiping!

rbenc

try being a wee bit less confrontational. It would behoove you.


The forum is designed to comment on the policies of the credit card companies. There seems to be two distinct sides and people usually feel passionately one way or another.

I don't. Do what you deem appropriate in your own circumstances.

You may continue to posts your thoughts and comments, but I would recommend your posts not come across as instigatory.

This board has a wealth of features that are easily used by the members, if you find anyone's comments offensive you can always use the report feature available or should you find any member's comments not to your liking you can obviously place that person on your ignore list.

We can have a discussion, but we are not going to have an argument one on one. Do that via pm please.

closed to further comment.