Hello All,

Quick intro about myself. I am a full time college student, work full time and have a family of four. I have been a lurker here for a number of weeks and just signed up recently.

I believe I have 4 accounts being sent to collections because of 1) the OC sending letter stating if not paid in full they would and 2) having not been sent a bill for the month.

Quick history:
Got hospitalized once and an ER visit once in June with migraines. They were so bad that my body would go numb from my toes up to my head. (Extremely weird feeling.)
Wife had a baby girl in July. A very happy and healthy little one.

From these events we of course had bills. Being the college student that I am and the wife a homemaker we have very little in the way of extra money. We are able to pay something, not much but at least something, to each and every medical bill. We have paid off 4 so far and we started with 12. 4 of the remaining bills, the OC's are fine with getting what they are getting. The other 4 bills are from the same OC, the hospital. Total amount of the 4 from the hospital is about $1300 (do not have an exact total as I am at school atm). And as stated above the hospital has sent a letter/bill stating that if not paid for in full, collections will go forth. Last letter/bill from them was middle of Sept.

Expected payoff in full is late Feb. or early March.

What I am going to be doing till I hear if I got sent to collections or not is still pay the bill even though I do not have any statements. I have all account numbers, amount owed, and the address to send in the bills.

Questions:
Should I contact the OC and see why I do not have a bill?
Should I not worry about not getting a bill and just keep paying like I am going to be doing?
Is there anything else I should be doing in the mean time?

There are probably other questions I should ask but as class is about to start can not think of any more. Any help would be greatly appreciated.

Thanks,
Con Brio

PS. we have paid something on every bill we have received. We have never just not paid on a bill.

I work in a hospital and I can tell you that sometimes bills get stuck in 'automated systems', and aren't really looked at unless it is brought to someone's attention.

You need to call the hospital and speak to their financial services office. Let them know your circumstances and point out to them that you ARE paying something every month. Ask to continue on a payment plan, or see if the bills can be consolidated into one. Keep careful record of the name of everyone that you speak to, and ask to talk to a supervisor if you feel you are not being taken seriously.

Definitely keep making payments - do not just stop.

Good luck to you!

Dawn