Ok, I have had two Student loans, one paid off., and the other still is being paid off. My question is they are listed more than once on my CR's. Can I write them and tell them that they are all from two loans and not 4 as listed? I looked in the letter section and could not find one.
Thanks,
td
Full Version: How can I do this....????
QUOTE(tdjackson @ Oct 2 2006, 03:00 PM) 
Ok, I have had two Student loans, one paid off., and the other still is being paid off. My question is they are listed more than once on my CR's. Can I write them and tell them that they are all from two loans and not 4 as listed? I looked in the letter section and could not find one.
Thanks,
td
Thanks,
td
Ok...we need more information. Were these defaulted?? Were they sold or transfered say from bank to a servicer like Salliemae?? There are a lot of circumstances where loans will be transfered or sold, leaving multiple tradelines. The older lines should reflect a zero balance. This is totally normal.
One I defaulted on and paid in full over 3 years ago. The other is current. The defaulted one is listed with the org company( I think ASFA) and the other one is Sallie Mae.
Ok, I have had two Student loans, one paid off., and the other still is being paid off. My question is they are listed more than once on my CR's. Can I write them and tell them that they are all from two loans and not 4 as listed? I looked in the letter section and could not find one.
Thanks,
td
Ok...we need more information. Were these defaulted?? Were they sold or transfered say from bank to a servicer like Salliemae?? There are a lot of circumstances where loans will be transfered or sold, leaving multiple tradelines. The older lines should reflect a zero balance. This is totally normal.
QUOTE(LynnInMN @ Oct 2 2006, 04:50 PM)
QUOTE(tdjackson @ Oct 2 2006, 03:00 PM)
Ok, I have had two Student loans, one paid off., and the other still is being paid off. My question is they are listed more than once on my CR's. Can I write them and tell them that they are all from two loans and not 4 as listed? I looked in the letter section and could not find one.
Thanks,
td
Ok...we need more information. Were these defaulted?? Were they sold or transfered say from bank to a servicer like Salliemae?? There are a lot of circumstances where loans will be transfered or sold, leaving multiple tradelines. The older lines should reflect a zero balance. This is totally normal.
QUOTE
One I defaulted on and paid in full over 3 years ago. The other is current. The defaulted one is listed with the org company( I think ASFA) and the other one is Sallie Mae.
It sounds like your loans are reporting correctly. Defaults always will have 2 tradelines with the lender/servicer and guarantor reporting.
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