Here's the story--
My daughter has student loans (not sure of the amount, but for 2 semesters) from the 1980s.
I don't know the full story of why, but she stopped paying them some time ago and is now being garnisheed.
The problem is, she has 2 chronic illnesses (1 --Lupis, that is attacking her kidneys-- life-threatening, that caused he to be off from work for almost 2 yrs). They both require a number of medications.
Because of the garnishment, she cannot afford the co-pay on some of her medications, and is not taking them as she should. I can see a downturn in her medical status, both physical (from not taking her meds) and emotional (from worrying).
She, unfortunately, misses a lot of work as it is, due to her illnesses, (has a FMLA to cover that, but doesn't get paid for those days) and without taking her meds, I see that number of missed days increasing.
She has moved back home with me. I don't ask her to pay anything, because I know she can't afford it. Sadly, I am not in a position to buy her meds every month, although I do what I can, when I can.
She has a barely-above minimum wage job at Wal-Mart, so is not rolling in the dough. She has a car payment (her car is a 99 KIA--not expensive) and a small limit CC (that she has maxed out buying her meds since the garnishment started).
Is there anything she can do to try to get the amount of the garnishment decreased, so that she can buy her medicines every month? Everything I see is for help before the loans get to the garnishment stage.
I appreciate any help you can give.