I've read in several posts that the university you attended and hence got federal loans through somehow has a say in how lates are reported. Can someone chime in here and give a little more info on that? I'm wondering if I could get the university in on a dispute if it would help or not....

The only Federal loans any school has any involvement in reporting are Perkins loans. They would follow the federal reporting guidelines.

Thanks Lynn. Would that have any influence after the loans had been consolidated?

None whatsoever.