Is there anyway to get my 120+ days late removed from my credit reports? The student loan has been current the past five years, is in deferrment now. The 120+ late is appearing on all three bureaus, with a student loan collection on one report?
Any suggestions?
Thanks!
Full Version: 120+ Day Late on Student Loan
QUOTE(Indigo28 @ Sep 12 2006, 05:33 PM) 
Is there anyway to get my 120+ days late removed from my credit reports? The student loan has been current the past five years, is in deferrment now. The 120+ late is appearing on all three bureaus, with a student loan collection on one report?
Any suggestions?
Thanks!
Any suggestions?
Thanks!
Time is the only thing guaranteed to heal your credit. If the lates are valid, they will stay.
You CAN dispute them with the CRA. Whether or not they will be removed is a crap shoot. There have been reports of more lates being added after disputing. YMMV.
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