I intend to use the HIPAA letter to pay off five accounts from the same original creditor. Should I remit payment seperately, or may I submit them all in the letter with the appropriate account numbers and amount due?
The OC told me the collection agency might have added additional fees; however, they are all reporting on my TransUnion with the valid amount.
Any suggestions?
Full Version: Five Collections, Same Health Care Provider
QUOTE(Indigo28 @ Sep 12 2006, 02:47 PM) 
I intend to use the HIPAA letter to pay off five accounts from the same original creditor. Should I remit payment seperately, or may I submit them all in the letter with the appropriate account numbers and amount due?
The OC told me the collection agency might have added additional fees; however, they are all reporting on my TransUnion with the valid amount.
Any suggestions?
The OC told me the collection agency might have added additional fees; however, they are all reporting on my TransUnion with the valid amount.
Any suggestions?
http://creditboards.com/forums/index.php?showtopic=175055
Are they being reported separately on your credit reports?
If so, you can still use a single letter, however you would have to list them,together with the reporting CA and have separate money orders( with the "for deposit only" endorsement) for each account.
It would be safer to send separate letters for each account.
If they are ALL being reported by the same CA in ONE entry on your reports, then you can do it with one letter and one money order, however you would still have to list the amounts and dates of service in the letter.
If so, you can still use a single letter, however you would have to list them,together with the reporting CA and have separate money orders( with the "for deposit only" endorsement) for each account.
It would be safer to send separate letters for each account.
If they are ALL being reported by the same CA in ONE entry on your reports, then you can do it with one letter and one money order, however you would still have to list the amounts and dates of service in the letter.
The accounts are being reported on TransUnion separately. However, in my HIPAA letter, I listed all of the accounts, dates of service, and amounts of each account.
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