Co signed with son on a car loan in April and are checking to see what our bank would need to refi loan in his name only.
Our current loan is at 12% but son had limited credit and I was fresh out of a bk7. US bank said he would need 5 trade lines and a fico of 650. He already has 4 so we will look for 1 more over the next few months and try to refi in January. Not sure of Fico yet but will check in December before he applies. fyi