I've read a lot in this forum, but didn't see this exact situation, so I want some input from you guys. Last fall, I attempted to attend college part time, while working a full time job and taking care of my two young sons. Needless to say, due to an overwhelming situation that wasn't able to get better at the time, I withdrew halfway through the semester, which should've been okay, but the counselor didn't do it properly and instead I ended up with a failing grade in my two classes. This has caused my school to refuse to issue me any FA, including my pell grants and student loans. I could understand not giving me PG, but SL? They told me I'd have to pay a semester out of pocket and pass with good grades to be eligible for FA again, but I CANNOT afford to pay out of pocket, and without the money for class, I can't make up the grades. I have no cosigner (everyone in my family has way worse credit than i) and my highest FICO is EQ at a whopping 601. I have no idea what to do here, because I have to have my tuition paid by august 28th or I'm out. If these questions have already been answered, i'm sorry, but I didn't see them. TIA!

Apply for a private student loan.

anyhoo....


you can file an appeal of your grade with the registrar... explain the situation in writing & make appt with the registrar... they can and often do make changes like this... they wont change when its a student/teacher dispute... but will change to w/d or the like in situations like this

You are on financial aid suspension. I cut and pasted this from the Univ of Minnesota website...you might want to look at your schools site. You should have the right to appeal. (Any chance you can get the councelor who screwed up to write you a statement??)

Financial aid suspension

If you do not attain the required cumulative GPA and/or credit completion ratio during your probationary term, you will be placed on financial aid suspension. While on suspension you are not eligible for most financial aid programs (the exceptions include private loan programs and outside assistance that do not require SAP).

You may attend the University, at your own expense, until you attain the cumulative GPA and cumulative credit completion requirement. To regain financial aid eligibility your record must reflect that you have met these requirements. If you failed to meet these standards due to unusual circumstances, you have the right to appeal your SAP suspension status.

You will be placed on immediate suspension if, during your probationary term, you receive financial aid and you stop attending all of your classes before the drop/add period or receive a 100 percent tuition refund any time you cancel all of your classes for that term.

Your right to appeal
A notice will be sent to your University-assigned e-mail account before the beginning of the next term if you are not meeting SAP standards. You may appeal your financial aid suspension status, if:

...your record shows that you earned the required GPA or credit completion ratio to meet SAP standards during a term at your own expense.


...you were readmitted after suspension from your college.


...unusual circumstances interfered with your ability to meet SAP standards, including but not limited to:


....illness, accident, or injury experienced by you or a significant person in your life. Documentation required: physician’s statement, police report, or other documentation from a third party professional; hospital billing statement


death of a family member or significant person in your life. Documentation required: a copy of the obituary or death certificate


...divorce experienced by you or parent. Documentation required: attorney’s letter on law firm’s letterhead or copy of divorce decree


...reinstatement after an academic dismissal or extended break in your enrollment. Documentation required: advisor’s written statement


p...ersonal problems or issues with your spouse, family, roommate, or other significant person. Documentation required: written statement from medical doctor, counselor, attorney, or other professional advisor


...successfully completing coursework during probation, yet remaining below the 75 percent overall completion ratio. Documentation required: advisor’s written statement


....exceeding timeframe while in a second undergraduate or dual degree program or as a result of changing your major. Documentation required: advisor’s written statement

I am officially convinced you read NO posts. I mean NOT a single one. You just start typing.

I read his post.

He can't get financial aid from his school and he needs money for it. So he can apply for a private loan from Sallie Mae, Citi, BoA, Chase, etc.



So he is still able to apply for a private loan

EDIT: I totally missed the part about him having no co-signer... so if he has no credit history it may not be possible to get a private loan.

Apparently you also missed the fact that her FICO is 601.

and BBQ, i'm also a girl. at least, last time I went to pee, i was.


Okay, I read the stuff on the website at my school, and it says if my SAP is "Cancelled" I am ineligible, but if I'm on academic probation, i'm still eligible. Problem is, one thing on my transcripts says cancel, the other says probation, and no one seems to be able to clear it up for me. Additionally, I did not receive the cancel notice (even though this apparently happened in January of this year) so I did not file the appeal in time because we only have 14 days from the date of decision. Additionally, even if I file this appeal now, they say it will take 2-4 weeks and if at the beginning of a semester (like now) maybe longer, so I'd still have to figure out how to pay up front for this semester. And in the event that I can't get them to give me FA this semester, I'd still like to know my options. :/