Sorry for the long post but I am having some trouble understanding this on my CR. I am currently in rehab with Allied Intersate and they did state that the loan would be brought out of default at the end and all payments made current. My question though is there anything I can do in the mean time with all of these TL's? I have two loans originally through Sallie Mae. I have been reading the forums for awhile but can't seem to find an answer. I am trying to bring order to this chaos but i'm having a time at it. Thanks in advance.

ECMC - Equifax Equifax
- - - - -
- Account No.: BANK ONE -**** BANK ONE -****
- Condition: Derogatory Derogatory
- Balance: $3694 $5469
- Type: Collection Collection
- Pay Status: Late 120 Days Late 120 Days
- Past Due: $3694 $5469
- High Balance: $3694 $5469
- Terms:
- Limit:
- Payment: $0 $0
- Opened: 12/2004 12/2004
- Reported: 06/2006 06/2006
- Responsibility: Individual Individual



ECMC - Experian Equifax
- - - - -
- Account No.: **** CHASE JPM-****
- Condition: Derogatory Derogatory
- Balance: $3706 $3706
- Type: Educational Collection
- Pay Status: Collection/Chargeoff Late 120 Days
- Past Due: $3706 $3706
- High Balance: $3706 $3706
- Terms: 1 months
- Limit:
- Payment: $0
- Opened: 12/2004 12/2004
- Reported: 06/30/2006 06/2006
- Responsibility: Individual Individual

ECMC -
- - - - -
- Account No.: **** CHASE JPM- ****
- Condition: Derogatory Derogatory
- Balance: $5486 $5486
- Type: Educational Collection
- Pay Status: Collection/Chargeoff Late 120 Days
- Past Due: $5486 $5486
- High Balance: $5486 $5486
- Terms: 1 months
- Limit:
- Payment: $0
- Opened: 12/2004 12/2004
- Reported: 06/30/2006 06/2006
- Responsibility: Individual Individual


STUDENT LOAN MKT ASSN -Experian Equifax
- - - - -
- Account No.: **** ****
- Condition: Closed (Transferred) Closed (Transferred)
- Balance: $0
- Type: Educational Educational
- Pay Status: Current Too New to Rate
- Past Due:
- High Balance: $2625 $2625
- Terms:
- Limit:
- Payment: $0
- Opened: 09/1999 09/1999
- Reported: 03/03/2000 02/2000
- Responsibility: Individual Individual

STUDENT LOAN MKT ASSN -Experain Equifax
- - - - -
- Account No.: **** ****
- Condition: Closed (Transferred) Closed (Transferred)
- Balance: $0
- Type: Educational Educational
- Pay Status: Current Too New to Rate
- Past Due:
- High Balance: $3599 $3599
- Terms:
- Limit:
- Payment: $0
- Opened: 09/1999 09/1999
- Reported: 03/03/2000 02/2000
- Responsibility: Individual Individual

SM SERVICING -Transunsion Transunion
- - - - -
- Account No.: **** ****
- Condition: Open Open
- Balance: $2625 $3599
- Type: Educational Educational
- Pay Status:
- Past Due: $0 $0
- High Balance: $2625 $3599
- Terms:
- Limit:
- Payment:
- Opened: 04/01/1999 04/01/1999
- Reported: 07/01/1999 07/01/1999
- Responsibility: Individual Individual


- SALLIE MAE 3RD PTY LSC -
- - - -Transunsion - Experian Equifax
- Account No.: **** **** ****
- Condition: Derogatory Closed (Transferred) Derogatory
- Balance: $0 $0
- Type: Educational Educational Educational
- Pay Status: Collection/Chargeoff Collection/Chargeoff
- Past Due: $0
- High Balance: $2625 $2625 $2625
- Terms: 120 months
- Limit:
- Payment: $33 $33
- Opened: 04/19/1999 04/1999 04/1999
- Reported: 11/30/2004 01/31/2005 01/2005
- Responsibility: Individual Individual Individual


- SALLIE MAE 3RD PTY LSC -
- - - -Transunsion - Experian Equifax
- Account No.: **** **** ****
- Condition: Derogatory Closed (Transferred) Derogatory
- Balance: $0 $0
- Type: Educational Educational Educational
- Pay Status: Collection/Chargeoff Collection/Chargeoff
- Past Due: $0
- High Balance: $3599 $3599 $3599
- Terms: 120 months
- Limit:
- Payment: $50 $50
- Opened: 04/19/1999 04/1999 04/1999
- Reported: 11/30/2004 01/31/2005 01/2005
- Responsibility: Individual Individual Individual

Since you are in default, there is nothing you can do about these tradelines. Once the rehab has been completed your ECMC accounts will be turned positive. However your Sallie Mae tradelines will remain unchanged.

Was afraid of that, thank you for the reply Lynn.