My husband has $76,000 in student loans......We currently are on Income contingent status, payment is $25 a month (we file seperate tax returns and he's been self-employed).....I have $9,000 I can put down towards the loans and maybe make $500 a month payments. If I put that type of money down will they change his income contingent status? Nice to have that in case one month is not good and can only afford the $25.

Has anyone actually gone through income contingent for the whole 30 years .....is it better to do that or just try to pay it down as you can. Obviously with paying only $25 a month right now it's easy.