I have 6 lates on my DOE sl in a yr. DOE wrote me a letter saying while it is true that I was in forbearance the lates still stand because I applied late. I sent that letter along with my own letter saying that, I applied after the first late, so the first late was valid but the remaining should be removed. TU immediately removed all lates, looking at TC now EQ show reinvestigation in progress. I'm very worried that DOE will come back and update all 3 reinserting the TU lates.

Should I just be happy with my Clean TU report or press my luck? I sort of want to just call EQ and tell them to stop the investigation. What should I do? btw this is a closed/refinanced account

Sorry to tell you this but EQ will tell you they cannot stop an investigation once it has been started. Once they marked an old positive account of mine as in dispute when I had never disputed it--I was worried it would get deleted off. Supervisor said she would make a note but could not tak eit out of investigation. Maybe someone else has had a different experience

My main question is whether after a dispute does DOE update to all CRAs?