Looking to go out and purchase my new Mustang in a couple of months and wanted to see if I would be able to get approved and what I should work on.
Thanks!
Credit Application:
Your Age: 38
Your Equifax Credit Score: 503
Your Experian Credit Score: 585
Your TransUnion Credit Score: 563
How long have you been on file with the CRA's? 13 years
Previous Automotive Credit History: Yes
Do you have an open auto loan? Yes
Will this loan be a trade-in? Yes
Number of late pays within the last 12 months on the currently open loan? None
Number of late pays within the last 13-24 months on the currently open loan? None
Rate your payment history on this open auto loan from 1-10 (10=BEST): 9
Revolving Credit History:
Total number of revolving accounts? 4 in good standing; 3
Total percent utilization overall? Dunno
Your Information:
How long at residence? 2 years
Rent/Homeowner/Live with relative? Live with relative
Monthly Rent/Lease/Mortgage? 0
Total Provable MONTHLY GROSS INCOME? $3000
Via computerized paystub or what method? Paystub
Your Downpayment in CASH: 2,000
Does any credit repository contain any Public Record? No
Does any credit repository contain any Collection Account(s): 4
Your creditworthiness on a scale of 1-10 with 10 being the best: 5
OVERALL credit: 5
Installment Credit History: File dating back to 1993