Hello, Whychat your input has been greatly appreciated. Please explain opting out. Why and how? Thanks.

Also, Is it safe to call the number for optout prescreen (888-567-8688) or use their site (OptOutPrescreen.com) to optout online?

That is the correct # to call, either way is "safe" make sure your son and daughter do the same,

Here's a link to reading about opt out and why you should. Hope it helps answer some of your questions.

http://creditboards.com/forums/index.php?s...8374&hl=opt+out

good advice