I have several lates on my DOE SL from mid 04 to mid 05, I remember being in forbearance but I just called and they say they are sending me a statement saying that I was in forebarence for the entire time. My question is, should those lates be reported if they were under forbearance? If not should I contact DOE or CRA?

I beleive that you would contact the DOE to see why they reported you late...If you were in Forbearance adn DOE verifies that, then you shouldnt be late have the DOE update with the CRA instead of you calling the CRAs and disputing....I learned the Hard way NOT to dispute my loans with the CRAs......it can cause you even MORE trouble then its worth......G/L and if I am incorrect please one of the Vets correct me

I asked for a written statment from them before I even mentioned my lates. Didn't want to mention lates then have them say oohhhh that forbarence shouldn't be there.

Lets hope for the best.