My wife is on my insurance. She had some treatments done at a local medical facility 9during this time we were seperated and I was living in another state). Apparently the insurance for some reason did not cover the whole treatment so there was an unpaid balance. We both received a collections letter on this amount. (One for each of us). My problem is, even though my insurance was used. I was not the person treated, nor did I sign statiing I would be responsible in case the insurance did not cover anything. Should I send them a HIPPA type letter for VOD? Since they won't be able to release information to me since I wasn't treated. I would like to see something which says I am responsible for this bill. How should I handle this?

Unless you're in a community property state, you are not responsible for her bills.

There is a difference between GUARANTOR (the person responsible for the bills) and the INSURED. Unfortunately, most providers fail to make the distinction.

You should DV it since you are not responsible, but DW may want to go the HIPAA route.

Thanks for the input. I have one question. Will you please clarify this statement: DW may want to go the HIPAA route

Look for user WhyChat. The HIPPA process allows you to pay the medical provider and bypass the CA. It is very important your wife not contact the CA AT ALL. The process is explained in great detail on WhyChats site. Since the bill is not yours, you can DV the CA and shoud end up having it removed.