Due to my poor financially situation, I had to file Chapter 13 Bankruptcy last year. My trustee has decided that no monies will go towards my student loan debt at this time while I am in my repayment plan. Prior to filing bankruptcy, three of my student loans had gotten judgements against me. When my bankruptcy repayment is complete, I want to somehow repay my student loans. I do not really know what my best options are. Any advice? Would I be eligible for a student loan consolidation underneath the Direct Loan?

Who was the guarantor of these loans?? Where they govt loans or private loans??