Today, I made The Call to find out if my loans have qualified for rehabilitation (13 on time payments over the last 13 months). It's never a "done deal" ya know ... and I've been nervous the last thirteen months that they wouldn't receive a payment or I would not qualify, etc. If you can think of a worse case scenario when it comes to rehab, I have imagined it being even worse.

So anyway, I made The Call today. And I am happy to report that my loans have been officially rehabilitated and I am out of default. They are scheduled to be picked up by a bank in Texas on the 28th of this month. And I have never been happier in my entire life than I am right now.

I feel like I'm making an Oscar acceptance speech, but there are a few people who need to be recognized; without them, I never would have made it this far. Ziggy, fla-tan and Cheech (wherever you are) ... snowpuppy and centex ... I'm sure there are others, but the four of you have been instrumental in my success. I am incredibly grateful to each of you for your advice, instructions, support and shoulders you gladly let me lean on. Thanks guys!

CONGRATS!!!!!! I'm so happy for you (although probably not nearly as happy as you are!!).

Doing the happy dance of joy in Quilty's house tonight, huh???!!!

Congrats to you!!!

That must be a great feeling - congrats! Hope to be where you are in about a year....

CONGRATS ! !


can you help me to understand...

do you sign to a new interest rate or does the rate you committed to before remain with the loan ?


a friend told me he is obligated to the interest rate and terms of his previous loan.

confusing to me.

Congrats! I finished my rehab in Sept. Now I'm just waiting for the derogs to come off my CR's.

Applause, Applause, Applause!

Congrats Quilty!!!!




<wavin @ Hello Kitty, Long time no see>