QUOTE(Nana83 @ Jun 12 2006, 02:12 PM)

Do they only pull for grad school? I have two loans through Sallie Mae and no hard pulls for either.
I think that the OP and PP were talking about those two institutions' private loans (i.e., not government guaranteed). I assume that you had a federally-guaranteed loan through SM, probably a Stafford loan. Those, unlike the private loans, are not credit based.
Hope this helps!