CreditBoards > ID and Check Cards

Ordie

Sep 20 2005, 02:08 AM

I did a search but didnt really find what I was looking for.

I have a Visa check card.

Does the policy about asking for/showing ID's apply to these as well...

Everywhere I go almost EVERYONE asks to see it.

I made 4 purchases today and everyone of them asked for ID.

Just not quite sure since its not exactly a Credit card, but its a Visa. So I'm somewhat confused on this.

but here Visa states

QUOTE

Don’t volunteer any personal information when you use your credit card, other than by displaying personal ID as requested by a merchant.

http://usa.visa.com/personal/security/prot...on_basics%2Egif

kasey20

Sep 20 2005, 01:32 PM

don't know if it matters but are you using it as a debit card or a credit card? I would think no on both accounts since if you are using it as a credit card the merchant is taking it under Visa rules (is that right).

I've got my picture on mine and only one person has asked for my id because she was, as she put it 'out to lunch' and forgot my picture was on it.

Ordie

Sep 20 2005, 05:55 PM

QUOTE(kasey20 @ Sep 20 2005, 10:32 AM)

don't know if it matters but are you using it as a debit card or a credit card? I would think no on both accounts since if you are using it as a credit card the merchant is taking it under Visa rules (is that right).

I've got my picture on mine and only one person has asked for my id because she was, as she put it 'out to lunch' and forgot my picture was on it.

I would assume its using it as a Credit Card since I sign for it instead of using it as an ATM w/PIN

TampaDude

Sep 23 2005, 04:12 PM

QUOTE(Ordie @ Sep 20 2005, 03:08 AM)

I did a search but didnt really find what I was looking for.

I have a Visa check card.

Does the policy about asking for/showing ID's apply to these as well...

Everywhere I go almost EVERYONE asks to see it.

I made 4 purchases today and everyone of them asked for ID.

Just not quite sure since its not exactly a Credit card, but its a Visa. So I'm somewhat confused on this.

but here Visa states

QUOTE

Don’t volunteer any personal information when you use your credit card, other than by displaying personal ID as requested by a merchant.

http://usa.visa.com/personal/security/prot...on_basics%2Egif

I think Visa should be more clear on that. They are probably referring to showing ID for purchases of alcohol and tobacco products.

If your check card or debit card has the Visa logo on it, then it is a Visa card as far as Visa International is concerned.

GEORGE

Sep 23 2005, 05:23 PM

NO ID WHEN USING PIN#

NO ID WHEN USING AS CREDIT (SIGNATURE) ASSUMING THE CARD IS SIGNED WITH YOUR NAME NOT...CID...SEE LICENSE...SEE ID

Ordie

Sep 23 2005, 06:32 PM

QUOTE(GEORGE @ Sep 23 2005, 02:23 PM)

NO ID WHEN USING PIN#

NO ID WHEN USING AS CREDIT (SIGNATURE) ASSUMING THE CARD IS SIGNED WITH YOUR NAME NOT...CID...SEE LICENSE...SEE ID

See, again cut and paste the same info.

All I wanted to know was, does a Check card fall under VISA's Credit Card ID policy? Its a YES or NO answer.

Why would I show my ID when thats what the PIN number is for.

GEORGE

Sep 23 2005, 06:37 PM

QUOTE(Ordie @ Sep 23 2005, 05:32 PM)

QUOTE(GEORGE @ Sep 23 2005, 02:23 PM)

NO ID WHEN USING PIN#

NO ID WHEN USING AS CREDIT (SIGNATURE) ASSUMING THE CARD IS SIGNED WITH YOUR NAME NOT...CID...SEE LICENSE...SEE ID

See, again cut and paste the same info.

All I wanted to know was, does a Check card fall under VISA's Credit Card ID policy? Its a YES or NO answer.

Why would I show my ID when thats what the PIN number is for.

WHAT DID I CUT CUT AND PASTE????

GEORGE

Sep 23 2005, 06:40 PM

CLICK ON GEORGE

LOOK FOR THIS--->Ignore User

CLICK ON IT...YOU WILL BE HAPPIER!!!

Ordie

Sep 23 2005, 07:26 PM

QUOTE(GEORGE @ Sep 23 2005, 03:37 PM)

WHAT DID I CUT CUT AND PASTE????

Every time I see an ID thread you ALWAYS post the same stuff.

I call it cutting and pasting since is ALWAYS the same thing no matter what.

That's nice to know you don't show your ID because your cards signed, over and over again... unfortunately sometimes thats not what the thread was about.

GEORGE

Sep 23 2005, 07:32 PM

QUOTE(Ordie @ Sep 23 2005, 06:26 PM)

QUOTE(GEORGE @ Sep 23 2005, 03:37 PM)

WHAT DID I CUT CUT AND PASTE????

Every time I see an ID thread you ALWAYS post the same stuff.

I call it cutting and pasting since is ALWAYS the same thing no matter what.

thats nice you dont show your ID because your cards signed over and over again... unfortunately sometimes thats not what the thread was about.

CHECK OUT THIS CUT AND PASTE!!!

LOOK FOR THIS--->Ignore User

GEORGE

Sep 23 2005, 07:33 PM

BUY ONE CLUE FOR THE LOW PRICE OF FREE AND GET A SECOND ONE FOR NO CHARGE

BBQ123

Sep 24 2005, 04:45 PM

QUOTE(Ordie @ Sep 23 2005, 06:32 PM)

QUOTE(GEORGE @ Sep 23 2005, 02:23 PM)

NO ID WHEN USING PIN#

NO ID WHEN USING AS CREDIT (SIGNATURE) ASSUMING THE CARD IS SIGNED WITH YOUR NAME NOT...CID...SEE LICENSE...SEE ID

See, again cut and paste the same info.

All I wanted to know was, does a Check card fall under VISA's Credit Card ID policy? Its a YES or NO answer.

Why would I show my ID when thats what the PIN number is for.

1) ALL Visa/MC/Amex... NO ID if signed [check cards and credit[

TampaDude

Sep 26 2005, 11:15 PM

QUOTE(GEORGE @ Sep 23 2005, 08:33 PM)

BUY ONE CLUE FOR THE LOW PRICE OF FREE AND GET A SECOND ONE FOR NO CHARGE

Ah, GEORGE...we still luv ya!

BBQ123

Oct 2 2005, 05:42 PM

The short answer to the original question: YES

Visa Check Cards fall under the same merchant rules.