I have pieced this together from the sample letters and am ready to send it to a collection agency, it is for a dental bill still in SOL. I know I owe some but am not sure what the amount is or what all the insurance company paid. We moved 2 times in a 6 month period and not all our mail was fowarded. If this sounds ok Im sending it CMRRR in the next few days. I know I can do the HIPPA letter when I pay what I owe to get it off of my CR's.Its only on EQ of course my worst report .grrrr...Thanks in advance!!

This letter is being sent to you in response to a listing on my credit report Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 . This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide Verification by line item (with an explanation of each item) for the entire amount and what insurance has paid if any. Failure to provide verification within thirty days of receipt of this letter will be assumed an admission that this debt is not valid and is to be removed from my credit report. Also please show me that you are licensed in my state, and give me your license number and provide me a copy of the agreement with your client that grants you the authority to collect on this alleged debt,or proof of acquisition by purchase or assignment.
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Please be advised that you are required by law to notify all Consumer Reporting Agencies to whom you have reported this debt that this debt is disputed.

Please anyone take a look? Should I send this or DV the OC which I havent done yet? Just the CA is reporting