Hey Everyone,
Let me first say I'm soo glad to find this board and now for the first time putting back together the battered pieces of my credit. I just ran my Equifax report....576!! YUCK!
The first thing to jump out at me was a medical bill from 3 months ago...i have never been to this hospital. I received a $75 bill from a collection agency and called them, saying this isnt me, someone used my name. They tried to get to verify my ss# and date of bith. I refused and they told me what they had on file....it was all wrong. They had my name and my last address, i have moved since then. I didnt bother to go forward in fighting it, since i thought with incorrect info they would never be able to tie this to my credit...i was wrong!
Here's the Info:
Agency Address: Attn: CRU
PO Box 66051
Anaheim, CA 928166051
Date Reported: 07/2005
Date Assigned: 04/2005
Creditor Classification:
Creditor Name: ROXBOROUGH MEMORIAL HOSPITAL
Accounts Number: XXXXXXXXXX
Account Owner: Individual Account.
Original Amount Owned: $75
Date of 1 st Delinquency: 01/2005
Balance Date: 07/2005
Balance Owned: $75
Last Payment Date: n/a
Status Date: 07/2005
Status: D - Unpaid
Comments: Medical
What is the next step to take in getting this removed from my report? Thanx everyone..
Sebastian