QUOTE(angeleyeskkhr @ Aug 6 2005, 12:10 AM)
QUOTE(AlanJ44 @ Aug 5 2005, 12:52 PM)
Trust me, it's not the
what, it's the
where and
when that I protect with all my might.
Dude you act like your some kind of fugitive or something. Seriously, why would they even CARE where or when you purchased something?
Oooooh Weee, man my CC companies must LOVE knowing I go to Albertson's, Randall's, HEB, Walgreens, and CVS every Sunday afternoon....Woohee, oh, and they must LOVE knowing that I stop for gas at the station in Three Rivers about 3 hours after filling up in Austin on those trips to my hometown...Or what about that time I bought something in FL at 2 pm? Oh MY GOD!!! They knew I was in FL visiting IL's!! I must KILL them ALL now.
Geeze, you talk like your work (or personal life, I'm not quite sure which) is "shady" or illegit, somehow.
I'm not trying to sound mean, but WHY pray-tell does it really matter where/when you bought something?
I'm with AjanJ's thinking on this. It's not that you have something to hide - it's that the information can be used against you at some point in time. Who could have imagined ten years ago that your Victoria's Secret credit card payment history could be used to determine insurance premiums?
The exact same statistical procedures used to create credit scores can be used with info about where you shop, when you shop, and what you buy for the exact same purpose. Would you want to be turned down for insurance because you seem to spend too much time at Walgreens? Never mind that your wife or girlfriend works there and you grab a Coke everytime you drop her off/pick her up - they think you have some kind of health problem. What to get denied for a credit card because you shop at Albertsons in the wrong neighborhood? Never mind that your a cop and that is where you patrol.
Worse, they could use this data to set homeowners and auto insurance premiums.
And think about what the marketers would do if they could routinely get their hands on this type of information.
This ins't farfetched - the data simply isn't readily available from a single source
at this time.