Okay, well I have asked several questions on this section of the site and to my suprise it was too late to rehab/consilidate as I payed off my last Federal loan last month. This is good/bad news as it's nice to have them gone, but I have 2 TL's showing as still late/pays late.

Anyway on to my question:

I have 1 last Perkins loan through my University. It is around $500 but has been assigned to Windham Professionals, U is on my CR Ca is not. I can and want to pay this off, but I'm not sure how. Should I contact my U or the CA? Can you possibly rehab something like this or is the amount too small? Should I call or write them? Does rehab have to be paid over 12 months or can I pay it all at once? Thanks for reading, any help on this last one is appreciated

A loan of $500 will not qualify for rehab. In order to rehab you need to make 12 ontime monthly payments and on the date of rehab your balance needs to be between $800-1000.

Generally when a loan is assingned to a CA, you need to work thru them. Call them. You might be able to get a settlement.