Joint app with 1. me and 2. dh
Your Age:34 and 32
How long have your been on file with the CRA’s? 10yrs and 2.5 yrs
Credit Scores:
Equifax? 620 and 700
Experian? 602 and 690
TransUnion? 620 and 710
Your Credit:
Rate your OVER ALL credit from 1-10 (10=BEST) 5 and 8
Rate your installment Credit from 1-10: 8 and n/a
Rate your revolving Credit from 1-10: 5 and 9
Public Records? me yes spouse no
If yes, please describe: bk 10/98 discharged 2/99
Auto Loans:
Do you have an open auto loan? me yes spouse no
How many auto loans are presently open? 1
Are you trading in your open auto loan? no
Are there late pays on your CURRENT auto loan? no
If yes, please list the time frame.
The number of 30 days late in the previous 12 months
The number of 30 days late in the previous 13 to 24 months
The number of 60 days late in the previous 12 months
The number of 60 days late in the previous 13 to 24 months
Current open auto loan is financed with? household auto
Current open auto loan payment? 280
Estimated amount you may be upside down in this vehicle? 0(owe $3000 will pay off by year end)98 nissan quest
Rate this open auto loan from 1-10. 10
Credit Cards:
Total number of revolving accounts: me- 10 spouse - 5
Percent utilization overall: me 60% spouse 20%
Your Info:
Total Provable MONTHLY GROSS income:me 2400 spouse 2800
Provable via computerized paystubs or what method:comp. paystubs
Your Downpayment in CASH: 1000
Rebates not considered; Trade Equity not considered; cash only.
Please use a monetary value. Don't use the typical comments such as "little as possible" etc. I only hear that 4000 times a day. Cut to the chase please.
New or Used Vehicle: used
Please describe desired vehicle: 2003 ford expedition
Please leave any comments that your feel may be pertinent and may lend added weight for a favorable outcome
we are looking for a new vehicle for my dh, will trade his 94 ford f150.he only has 2.5 yrs hist.(paid all cash before)