I'm curious. For those who refuse to show ID when making a credit card transaction, how often are you refused the purchase? How often are you allowed to make the purchase, anyway? Do they give you grief over it? Do you end up talking with the manager?

Keep in mind that I'm not really looking for a debate on the merits pro or con, as that's covered in other threads, just curious about other's experiences.

Used to work for Hollywood Video -- We were told my district managers/Loss prevention to ID if someone uses a card.. I'm sorry, I know GEORGE's thinking but I would refuse him.. Honestly, *I* could careless if he calls Visa.. You know why, cause I will NEVER hear about it. No higherup will mention it to me, because they tell me to ID (supposedly it's in our handbook).

I've only been asked for ID three times in the past year.

All three of those times, it's been because I was using a store card (Target, Foley's, etc) for the first time.

Whats the big deal about showing ID? It takes about 15 secs of your time to do so. What if somebody stole your CC and went on a shopping spree with it and nobody ever asked that person for ID? I think then that these people that complain about showing ID would probably then complain why ID wasn't shown. People just make it a big deal so they have an excuse to be buttholes about something.

I'm NEVER asked here in Austin. Happened all over town in Lubbock the other day, but we were in a huge rush trying to make a wedding on time so I didn't have time to scream at anyone but I did point out that it was against their merchant agreement and I was protesting it. The little girl at the desk just got all confused and I really couldn't take time to pursue it. And that was only once with my card. The Frys electronics near where I live has quit asking for IDs since I was here last summer and the issue hasn't come up anywhere else since I started the Requirement to show ID thread. No place in Austin checks IDs in my experience. Every place in Lubbock does. Maybe the idiot police department there is encouraging it, I dunno. I think my policy on it will be to go ahead and make a purchase, but make sure they've been informed and that they won't do it without an ID and then call Visa/MC and the issuing bank afterward. Well actually now that I think about it there was ONE place in Austin that asks, but I wasn't the one making a purchase. Small overpriced hobby shop.

I live in the same city as you -- And Fry's DOES check IDS!... EVERYTIME I go they check -- Maybe you've gottin someone who didn't care. FYI Target & Malls a lot of times check ids.. ESPICALLY in Christmas time, I got checked EVERYWHERE in the mall.

LOL, I'm in Austin, and got asked for idea at the gift shop of St. David's Hospital (for a dr's appt for my daughter) just the other day..I don't get carded OFTEN, but every once in a while someone tries too...

Every single time I'm in Wal-Mart...ID please

We live in Washington (state) and the only times I can recall being asked for a picture ID is when I use one of my cc's on the military base. It's frightening to me to think about how infrequently I'm asked to show a picture ID. Also, I've noticed that NOBODY really ever checks to see that my card is signed and compare sigs.....another frightening issue

What really sucks is when two people ahead of you use their card and no sig is checked or ID. THen when its your turn, your carded and they go over it with a fine tooth comb.

The average cashier would fear getting fired for not checking ID, if management told them to, far more than they'd fear VISA's policies.

I live near Sacramento and have noticed that I get asked for ID more often than not anymore, and it seems to have really caught on around here in the last year, or so. I do find it ironic at Wal-Mart that I will get checked at the regular check-outs, but no one will ever care if I pay by credit card at the self-service check-outs.

No one ever asks me, in most cases.

The only time I was asked for ID recently was when I had a stereo installed in my car. I am pretty sure they would not have asked if I would have bought the stereo and installed it myself, though. I'm not sure why that is the policy but it did involve them driving my car into their garage and such.

I 100% agree... A cashier could careless about VISA's policy on ID. There boss tells them to check ID, they will. And trust me, if you do complain to VISA -- And they DO something the cashier will never hear about it..

Frys may be based upon dollar amount...I was in three times in the past week with none of the purchases exceeding $500 and two of them not exceeding $200. Their door nazis piss me off though...I tend to just walk past them- if they want to try and detain me, I'll see them in court.

Being asked for ID at the register doesn't bother me, but I've been victimized in two separate episodes of ID theft (including one that neared a total of $200K). I dare say that people like George would change their tune if they ever had to clean up the damage inflicted by ID theft...

My feelings exactly. I will not tolerate being treated like a criminal.

I just cough up some DNA and ask if that will suffice.

YOU LIKE SHOWING ID...BE MY GUEST!!!

I DON'T CARE "IF" IT TAKES 15 SECONDS or 1 SECOND...I WON'T!!!

CAN I DO A PISS TEST INSTEAD???

THAT IS NOT WAL*MART'S POLICY...

BUT THEN I'M JUST AN IDIOT FOR NOT
WANTING TO SHOW ID!!!

DEMANDING ID AND MAKING THE CUSTOMER MAD AND THEN LOSING THE SALE MAKES A LOT OF MONEY FOR THE COMPANY DOESN'T IT!?!?!?!

YOU ARE CALLING ME A BUTTHOLE...THAT IS REAL NICE OF YOU!!!

GIVE THEM YOUR ID WITH THE CREDIT CARD...THEY CAN CHECK YOUR ID AND YOU WILL BE HAPPY!!!

I'M THE NEXT CUSTOMER IN LINE AND I WON'T GIVE THE CASHIER MY ID SO HE/SHE COMPARES THE SIGNATURE ON THE BACK OF THE CARD WITH MY SIGNATURE ON THE SLIP!!!

WERE BOTH HAPPY AND THEY MADE 2 SALES...KEPT BOTH OF US HAPPY!!!

YOU KNOW THAT FOR A FACT DO YOU???

Walmart does it for me every time too. A few other places have because my cards aren't signed.. In fact, I'd prefer they do. If I ever lost my cards I'd sure want them to ask for i.d. if someone was using them.

I never sign credit or debit cards. I've gotten questions because of that but never a refusal.

I FIND YOUR CARD AND SIGN MARK SMITH or JANE PERKINS (in my handwriting) AMAZING MATCH!!!

The Wal Mart here asks if I go through a regular lane, but generally, if I go through the self checkout, I'm not asked.

SELF CHECK-OUT RANDOM

I CAN'T GET ASKED FOR ID AT WAL*MART!!!

I PUT $500 or $1,000 ON MY GIFT CARD AND USE THAT TILL IT IS ALMOST GONE...
(at my store)

"IF" I did get asked (if I was at some other store) I would only be asked ONCE then NEVER AGAIN TILL IT RUNS OUT!!!

I live in NYC and also travel a lot for my job and I am almost NEVER asked for id when I use any of my credit cards. On the rare occasion that I am asked, I show it. I think that asking for id is for my protection and I have no problem showing it if asked.

just my opinion.


lgt

You like showing ID... write "Please See ID" on the back of your card and hand it to the cashier with the card. 99% of merchants will be fine with that.

They could invoke the official policy and make you sign the card to use it, though.

For the rest of us, we'll sign the back and not need ID and we can refuse to show it.

I missed the reason behind refusing to show ID. Could someone just tell me briefly why? I ALWAYS show mine of I am asked but that is few and far between.

Credit card use should be EASIER than using a check or cash, not harder.

If the card is signed, why do they need ID?

ALSO - if you show ID they can get information like address, DL #, SSN, etc... and that could lead to real ID theft.

Real ID theft is when they open accounts in your name... using your card to buy a 50 inch TV or buy $200 in DVDs is fraud... but notthing major (zero liability policy)

Because some sixteen year old twirp does not need to see my credit card number, name, address, and birthday...too much info thank you.

I'll start carrying my work ID and then I DARE them to complain about that...

PS - Responding to Co-Sign-R...somebody snuck a post in between ours...

EXACTLY!!!

They have everything they need except your mother's maiden name, and that can be gotten from Public Record once they have everything else,like your DOB to track the Mother's Maiden Name!!!

An "ignorant" "minimum wage" cashier can clean you out and ruin your life!!!!

The problem is many retail workers aren't trained properly.

There are three types of cards that they will get:

1) Signed
2) "See ID"
3) Unsigned / Blank Panel

#1 - no ID.
#2/3 - ID MUST BE CHECKED

It should be that simple.

Yeah I understand now. I always wondered why the clerks held onto the card. But then again some times they hold onto the card and then compare sigs (rare) or more than not they half ass do it by holding onto card and then give it back once their screen says APPROVED!.

I don't trust those smart alec cashiers and know-it-all idiot retail managers who think they are tough stuff in front of other customers and their "crew".

Cashier/Substitute Mgr has to mark down a loss of over $87+ taxes on custom paint they know have to sell on mark-down for $5.

I will go back in with cash and purchase that Ralph Lauren paint for $15.

Lowes asking me for a CC saves me: $72.00

Hey I resemble that comment. What if the clerk was a rainman of sorts and memorized your information off your ID. Then used that information to run up credit in your name? Don't believe it happens? It happens quite a bit more than you'd think. I'm standing with george in the butthole club and refusing to show my ID on a signed card.

Case in point: A local BBQ eatery here in Florida had 2 cashiers arrested for skimming customer information and then opening up accounts using the customers presented credit card # and address information off the DL to open up charge accounts. I guess what some of you think is protecting you is actually hindering you and worsening your statistical odds of being a victim of ID theft. Unless you have a uniform on and you have blue lights on top of your car you ain't seeing my ID.

Happy 4th

Not signing your cards is the worst thing you can do. All someone has to do is sign your name in their handwriting and they're in. Especially if they know enough to make a scene when asked for ID. If you want then to check ID, at least sign the card and write "see id" on the back.

Go back and get the paint, but try again with the SIGNED CARD.

If they want ID... tell them no, they can take the card or lose the sale.

if they don't take the card... leave it again.

"IF" it comes up "PICK UP CARD" what good is it in the customers hands or in their purse or wallet???

Doesn't happen too often...BUT IT DOES HAPPEN!!!

Just this week IN FACT!!!

I'll do that only if I get 3 more cans mixed. 3 newly mixed only. Not the ones from this afternoon.

BTW, does anyone have the Visa/MC acceptance policy links???

I'm pringint and taking in-hand to Lowes customer service desk tomorrow.

Links near the top of the thread "Requirement to show ID". Links also posted somewhere in the consumer protection subforum.

LET ME FLY IN FOR THE WEEKEND AND "WE" WILL MAKE IT A FUN TRIP!!!

You can bring "HIM" along if you want...



I HAVE UNITED VISA...BofA US AIR VISA...AMEX DELTA (signed with my name on the back)

I'M BUYING!!!

YES I INSIST!!!

WE WILL LEAVE MY ID AT YOUR HOUSE ON THE KITCHEN TABLE

I HAVE 1-800-VISA-911 ON SPEED DIAL

I have my VISA/MC rules in print

http://usa.visa.com/about_visa/newsroom/pr....html?it=search

Are merchants allowed to set a minimum transaction amount for consumers who wish to use their Visa card?

Merchants are prohibited from establishing a minimum transaction amount for all Visa transactions.

Are merchants allowed to ask for identification when using Visa products?

While a merchant may ask for identification if fraud is suspected, it is contrary to Visa policy to require the consumer to show identification as a condition of the sale. If a merchant asks for identification and the consumer is unable or unwilling to produce it, the merchant is still obliged to accept the consumer’s Visa card. Consumers who experience refusal of service based on identification may either call their card issuer to report the problem or call 1-800-VISA-911.

Aparently some stores believe so strongly in minimum transaction ammounts that they build it into their computer systems. I tried at a Brookshires grocery to charge ~60 cents and it showed "invalid ammount" when I used either visa or amex.

GEORGE can quote VISA polcy all day long --- It IS NOT GOING TO CHANGE ANYTHING! They will still ask for you ID, if you dislike it at a store than just don't go there -- I would tell you that. FYI, you complain how a company is going to loose money, hate to break it to you dude -- I've never met a person get mad about me checking id to the point of not purchasing whatever they want or not coming back.. It's really doesn't affect everyone as much as you THINK it does. It's you.

Your SSN is on your DL? Most states never did such a thing and I believe that those that used to use the SSN as the DL number have since been required to shift to another system. They won't get very far with just a DL...especially (as in my case) if the address on the license won't match any credit-related records.

Oh, and you don't even want to get me started on what "real ID theft" is...I am very close to finally removing the remnants of roughly $200K from the reports from the last go-round. At least the attempt in the mid-90's only came to about $30K (lots more manual transactions then and steps were actually in place without consumers complaining about being asked for ID)...

YOU WANT TO SHOW ID...DON'T LET ME STOP YOU!!!

I'M JUST TRYING TO GET THEM EDGE-A-MA-CATED

I THINK THEY ARE JUST MISSINFORMED ABOUT CREDIT CARD POLICY...

HUHHH???

I work RETAIL---DUDE!!!

HAVE FOR 20+ YEARS!!!

HAVE HAD CREDIT CARDS FOR 30+ YEARS!!!

BUT THEN YOU KNOW MORE THAN ME!!!