I had a few loans which were recently combined and now is on my credit file, but the loans that were combined had recent 60 days lates on them. Is there a way to get them off? My file is showing the the new combined loans and the past loans with the past loans showing the lates. Can i just have the new loan show and have the old one updated or erased. By the way they are both Us Dept of Education Loans and the 60 days was a fault of my own.