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  1. HIPAA Process Sequence (4 replies)
  2. OC response to fellow up letter. (4 replies)
  3. WhyChat, others....which direction to go first? (6 replies)
  4. Getting ready to send out my Pre-HIPPA letters, have a ? (4 replies)
  5. glitch with my HIPPA process need advice (14 replies)
  6. Medical CA just popped up on my CR (3 replies)
  7. review my 2nd ftc complaint&dispute whychat&all (5 replies)
  8. Using the hipaa process (3 replies)
  9. Wife's medical bills on MY credit report (1 reply)
  10. Son has many paid collections - how to get them off? (2 replies)
  11. Please help with medical CA in FL (2 replies)
  12. Here I go (1 reply)
  13. LOOKING FOR SOME HELP... (1 reply)
  14. New medical CA's on my reports! (9 replies)
  15. Paid Collections --- NEED HELP PLEASE!!!!!! (2 replies)
  16. Expunging a judgment that I shouldn't have got. (2 replies)
  17. States that do not allow medical collections on your CR (11 replies)
  18. Question re: FICO Scores (3 replies)
  19. Experian varified after FTC complaint (6 replies)
  20. New Medical collection on CR, need advice. (1 reply)
  21. Do they get 45 days the 2nd time around? (1 reply)
  22. HOW DO YOU GET JUDGEMENTS REMOVED (1 reply)
  23. Medical Bill Paid to CA (1 reply)
  24. CAs disclosing medical information (1 reply)
  25. HIPAA Dispute question?? (1 reply)
  26. Medical Bill - Already Paid? (6 replies)
  27. Need follow up info from WhyChat (1 reply)
  28. It has been 4 years!!! (2 replies)
  29. PAID Medical CA before I found CB (3 replies)
  30. Opting out? (2 replies)
  31. Question about full response (4 replies)
  32. Medical Included in BK, but active collection (0 replies)
  33. Voicemail left by Med CA (4 replies)
  34. Paid medicals after SOL... (2 replies)
  35. 911 HIPPA problem (1 reply)
  36. HELP HIPPA (2 replies)
  37. A couple of questions I should know, but I would appreciate a quick answer (please) (3 replies)
  38. Deleting old addresses??? (3 replies)
  39. 2 paid medical collections (1 reply)
  40. Med Collections (1 reply)
  41. Medical Collections finally gone! (5 replies)
  42. Medical Bill Dilemma (1 reply)
  43. OC calls their CA to call me..lol... (6 replies)
  44. Why Chat Question, thanks! (2 replies)
  45. CA called threatened to report if I don't pay (2 replies)
  46. Medical Privacy Law Nets No Fines (0 replies)
  47. Two Quick HIPAA question (1 reply)
  48. Multiple medical disputes... (2 replies)
  49. Paid collection account... (2 replies)
  50. This is the reply? (12 replies)
  51. Medical Lien (1 reply)
  52. What tactic? HIPAA or BK or FRCA? (4 replies)
  53. Medical Collections in Alabama (3 replies)
  54. correct validation letter (8 replies)
  55. medical collection question (3 replies)
  56. Balance Billing (0 replies)
  57. This ?'s for u Why Chat (12 replies)
  58. Huh??? Is this sufficient enough to validate? (3 replies)
  59. Paid Bill to Hospital while it was in Collections (3 replies)
  60. hipaa to oc/ca responds (23 replies)
  61. WhyChat's Site Down?? (2 replies)
  62. Bad timing & inaccurate medical bill (2 replies)
  63. CA tripling the balance owed after PFD attempt. (2 replies)
  64. Medical Collection question (3 replies)
  65. Medical Charge Off (4 replies)
  66. hospital/clinic billing Can they do this??? (3 replies)
  67. Medical Collection - Should I wait it out? (4 replies)
  68. Old Dental Bill (0 replies)
  69. Medical Collection Removed (1 reply)
  70. Need Help w/ Medical Dispute Letter (9 replies)
  71. HIPAA Letter Question (2 replies)
  72. Collection letters, but nothing on credit reports (0 replies)
  73. CA billing husband, not wife (7 replies)
  74. CA UPDATES AS PAID COLLECTION (3 replies)
  75. Hippa vs Florida law (11 replies)
  76. I just realized something..... (3 replies)
  77. Result - Medical bill deleted (4 replies)
  78. OC called today (2 replies)
  79. Better to wait 6 months? (3 replies)
  80. Removing Medical Collections on CR (6 replies)
  81. Unreal Unpleasant Surprise! Am I getting PUNK'D? (55 replies)
  82. Send 2 DV's and Nothing! (7 replies)
  83. Thanks Whychat! 4 Medical Baddies gone *poof* (0 replies)
  84. Does HIPAA process work on judgment? (3 replies)
  85. how to handle this... (1 reply)
  86. Need help ASAP - Why Chat, etal (7 replies)
  87. Over 5 years and they decide to collect????? (3 replies)
  88. HIPAA & med CA (0 replies)
  89. Getting judgments removed from CR (0 replies)
  90. Scared to DV a CA (1 reply)
  91. Need help with 'step 2' (1 reply)
  92. For WhyChat - you are the best! (0 replies)
  93. CA sending threatening letter before TU investigation is complete (6 replies)
  94. NCO & Bogus Collection (0 replies)
  95. Thank you Enigma & WhyChat, again! (3 replies)
  96. Clarification re: Paid Medical Collections (7 replies)
  97. Help!!!!! How do I fix this? (0 replies)
  98. Unknown Medical Bill, What to do? (4 replies)
  99. Need help with courtesy letter to OC's (2 replies)
  100. Can they sue my DH (1 reply)
  101. What the **** is this?! $19,648.00?! (18 replies)
  102. DH's daughter's mother died in March (3 replies)
  103. Help (0 replies)
  104. Pre-HIPAA Medical Dispute Letter (0 replies)
  105. Starting HIPPA Letter Program (7 replies)
  106. Help with a stupid $11 OSI Medical collection (1 reply)
  107. Do I trust them (2 replies)
  108. Paid Off Judgement (5 replies)
  109. WhyChat: Question about paid CA and HIPAA (22 replies)
  110. Sent pre-med disputes... (1 reply)
  111. Debt coll. options/hope im not to late (1 reply)
  112. Medical bill issue (4 replies)
  113. Medical Facility on credit report (9 replies)
  114. Dispute different topics separately? (0 replies)
  115. What do I use for SOL on Medical for my state? (15 replies)
  116. EVERYBODY SIGN THIS!!!! GET WELL SOON WHY CHAT!!!! (51 replies)
  117. WhyChat's Letter for CRA's (2 replies)
  118. Bullied the CA to deletion! LOL (9 replies)
  119. CRA Against CRA (1 reply)
  120. Who is responsible for minors medical expenses? (5 replies)
  121. West Asset Management 'verified' (3 replies)
  122. Unrecognized Medical Debt! (2 replies)
  123. One Marked Paid & One Deleted What Next (1 reply)
  124. ? on old Medical Bills (2 replies)
  125. Need help with stubborn CA-What Next? (1 reply)
  126. THIS One's A WELCOME BACK FOR YOU WHYCHAT!!! (12 replies)
  127. NCO/Assetcare appearance... Grrrrrr (14 replies)
  128. new and dont understand. (0 replies)
  129. Judgement, collection for medical bill (10 replies)
  130. Why Chat...Newbie with question (0 replies)
  131. Help please! $3K bill and no insurance! (1 reply)
  132. Medical Judgement (2 replies)
  133. *&^%$#@ (1 reply)
  134. MYFICO saves the day... hopefully (2 replies)
  135. Help please with wrong collection (2 replies)
  136. Dealing with CA (1 reply)
  137. MYFICO saves the day... hopefully (0 replies)
  138. Need CA's removed (7 replies)
  139. paid the CRA how do I go about getting them deleted (2 replies)
  140. Collection Blues---Please Advise! (5 replies)
  141. Update to my medical disputes (20 replies)
  142. Next step, what to do. (8 replies)
  143. Does this really work? (3 replies)
  144. OC Address (9 replies)
  145. HIPPA letter sent to CRAs... (3 replies)
  146. What to do next? (2 replies)
  147. Bills SHOULD have been covered by insurance (5 replies)
  148. Question on WhyChat's HIPPA process... Do I... ? (5 replies)
  149. OC Name listed on report, but no idea who or where.. (4 replies)
  150. From paid to $4 balance after dispute? (2 replies)
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