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  1. Question as to what HIPAA letter to use with NCO. (5 replies)
  2. Some basic questions (opt-out/ color ink) (3 replies)
  3. Medical Collections killine credit score (3 replies)
  4. SPECIAL DV TO CA ON MEDICAL ACCOUNTS (14 replies)
  5. Sent Pre-Hipaa, split file caused a "Not on file" result (12 replies)
  6. inquiry (1 reply)
  7. Overwhelmed by HIPPAA (10 replies)
  8. Sent pre-hippa certified now... (13 replies)
  9. Ready To Use HIPPA (2 replies)
  10. Goodwill/Pay for Deletion? (0 replies)
  11. Wrong Address and Collections Problem (0 replies)
  12. Asset responded to validation with computer print out and giberish? (3 replies)
  13. Paid OC - CA - Keeps reporting I still owe (12 replies)
  14. A question about a Paid Medical Collection.. (10 replies)
  15. Pre-HIPPA failed on 2 of 3 CRAs, two collections before my credit report is clean. Help! (0 replies)
  16. Medical collection from community health center? (2 replies)
  17. Pre-HIPAA dispute letter netted 3 deletions! (3 replies)
  18. Paid Medical CA on DH's Report Belonging to Me (1 reply)
  19. Paid Medical...Verified (5 replies)
  20. Newbie help (3 replies)
  21. Another Success Story (0 replies)
  22. Whychat OSI Update (10 replies)
  23. Need assistance, Doctor Billing Collections being handled by NCO (0 replies)
  24. Date last active not on all three CRA's (5 replies)
  25. Why Chat please help (6 replies)
  26. CA paid out of fear/from threat of garnishment..HELP (1 reply)
  27. PLEASE HELP!! CA Still Calling!! (2 replies)
  28. This Dr. office sent this to collections already (8 replies)
  29. DV'd and got validation from OC (2 replies)
  30. NCO within thirty days (2 replies)
  31. I want to pay the OC for a Med collection using insert "a" (4 replies)
  32. CA trying to collect on IIB medical debts. I got a a few questions: (16 replies)
  33. Not sure what to do on this paid collection (3 replies)
  34. I believe this is a violation (5 replies)
  35. Old paid medical - I DV the CA (6 replies)
  36. Reinsertion after delete (1 reply)
  37. CSC is the devil... (1 reply)
  38. whychat (1 reply)
  39. I need help with Experian (5 replies)
  40. Questions about the HIPPA process (9 replies)
  41. WhyChat help please (8 replies)
  42. Sent pre hippa to experian (4 replies)
  43. Whychat Please Help (4 replies)
  44. :cry2: OMG! SOMEBODY HELP ME PLEASE! (0 replies)
  45. PreHipaa dispute letter question (24 replies)
  46. NEED HELP STOPPING COLLECTION THAT HASN'T BEEN REPORTED YET (1 reply)
  47. Questsion about CRRR and RR and Pre Hippa (3 replies)
  48. Advice (1 reply)
  49. WhyChat please advise, Sold and NOT reporting (3 replies)
  50. My Mother had heart attack yesterday, Open heart Monday (8 replies)
  51. Medical CA raised the $$$ 46% by the time I paid (2 replies)
  52. Question about validation of debt letter (1 reply)
  53. WHY CHAT: a small fly in the ointment (4 replies)
  54. Repairing credit (19 replies)
  55. CA letters...but the debts aren't on the CR yet...what to do? (4 replies)
  56. Medical bill SOL (4 replies)
  57. medical bill (4 replies)
  58. WHY CHAT: Sent OC HIPAA letter w/ Attach A and didn't send CRA Dispute...screwed? (31 replies)
  59. Going Crazy Over a Paid Therapist Bill (7 replies)
  60. Paid Medical Collection Question (4 replies)
  61. Need help with old Med Collection with Experian (0 replies)
  62. Received Medical Collection Letter (2 replies)
  63. Help dealing with these collection accounts (6 replies)
  64. Wychat Question (1 reply)
  65. Please help me to be sure i'm taking the right steps (2 replies)
  66. help please (0 replies)
  67. Has Anyone Heard of These Guys? (1 reply)
  68. Being sued over medical (2 replies)
  69. So I FINALLY get in contact with my Insurance Provider (1 reply)
  70. Account sent to collections even though I had an arrangement with the hospital (5 replies)
  71. Need help with HIPPA (3 replies)
  72. losing my a bit of my mind (23 replies)
  73. WHYCHAT: Some guidance please. (3 replies)
  74. Close but refused to remove from credit (4 replies)
  75. HELP!!! I think I screwed up....? (2 replies)
  76. So many tips, so very confused... (0 replies)
  77. disputed 6 medical accounts - all were verified. (5 replies)
  78. WhyChat...have new med baddies (1 reply)
  79. Not sure what to do... (1 reply)
  80. Whats next Step 4 pd Med Bills? (2 replies)
  81. I need alof of help PLEASE!! (1 reply)
  82. Old medical bill (0 replies)
  83. NCLC Decries Debt Collecton Horror Stories (June 7, 2007) (0 replies)
  84. Anything else I can do? (4 replies)
  85. Disputes Verified! (4 replies)
  86. ***50 Inquires***WTH (1 reply)
  87. Hospital/Collection on Report? (3 replies)
  88. Sent the PRE HIPPA letter medical dispute to CRA's (1 reply)
  89. Trends in Hospital Litigation for bad debt (4 replies)
  90. Need PR help to clear CR. HELP PLEASE! (7 replies)
  91. old medical bills (0 replies)
  92. Paid OC (5 replies)
  93. Need help or advice. Received notice, disputed, paid, still on credit (1 reply)
  94. Adverse Items on Credit Report past the Court SOL (8 replies)
  95. Quickest way to get PFD med collection off report (1 reply)
  96. paid med bills,but I didnt pay them (2 replies)
  97. Need a quick bit of advice. (4 replies)
  98. I messed up hippa process, please help why chat? (0 replies)
  99. Got half of what I asked for (0 replies)
  100. Holy Smoke!!! It worked..... (49 replies)
  101. Will Have Check to Pay Off 3 in 1 deal (2 replies)
  102. Medical Collections with intervening Collection Attorney (1 reply)
  103. Whychat Help Please (3 replies)
  104. DEMAND FOR PAYMENT FROM PREVOUS INSURANCE CARRIER (8 replies)
  105. What Are My Options? (1 reply)
  106. One Hospital & different Ca's (5 replies)
  107. paid medical bill help (11 replies)
  108. Medical Collection showing "PAID" (1 reply)
  109. Medical CA question (1 reply)
  110. Help!! Experian- 9 Medical Collections (11 replies)
  111. My Plan (8 replies)
  112. How Medical Billing Really Works (1 reply)
  113. How can Experian confirm (3 replies)
  114. WhyChat.. I have a question (1 reply)
  115. One medical collection ruins everything.... (10 replies)
  116. Now on third try with Experian. FTC didn't work (7 replies)
  117. CA validated (0 replies)
  118. Newbie with Medical Questions (27 replies)
  119. Who anybody recommend? (11 replies)
  120. Sisters of Mercy (0 replies)
  121. Validation question, what is next step? (0 replies)
  122. Is this proper validation? (2 replies)
  123. Sent pre-HIPPA...came back as frivolous (3 replies)
  124. NEW COLLECTION (0 replies)
  125. Medical bill hassles and state health insurance (1 reply)
  126. 2 Medical Collections show up, then disappear (4 replies)
  127. Pay for Delete with NCO (3 replies)
  128. "billing charge" & "finance charge" questions (0 replies)
  129. Just rec'd collection notice for $11K hospital bill for my husband (5 replies)
  130. Whychat and Other's I need your advice.... (0 replies)
  131. Here's what I have....WHAT DO I DO? (22 replies)
  132. Okay, is this a real collection agency (0 replies)
  133. Paid Dental Collection on Credit File - How do I remove it? (3 replies)
  134. Medical almost gone (1 reply)
  135. Medical Collection tied to current address (1 reply)
  136. Accts deleted from TU in October (0 replies)
  137. Unlicensed Collection Agency (3 replies)
  138. Recent Collections (1 reply)
  139. HIPPA letter (6 replies)
  140. CIGNA CRAP!!! (3 replies)
  141. next course of action (incomplete response from CRA) (0 replies)
  142. Some Direction Please.. (1 reply)
  143. old address/hippa (6 replies)
  144. Removing old addresses (1 reply)
  145. What to do first ..... (49 replies)
  146. Ready to send medical dispute letter? (1 reply)
  147. Item should be past SOL (12 replies)
  148. Need a plan of attack - Medical Collections (3 replies)
  149. Please advise on Medical collection from Dentist (5 replies)
  150. Which letter to send to a CA re: paid med bills (2 replies)
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