StockTrader6080

I didn't take any bailout. Instead I just quit so I could spend all of my time focusing on the stock market and "really - really" understanding it. What I have discovered is not pretty. But worse than "not pretty" is the fact that I invested in mutual funds for years and put up with those poulty returns for so long. Now I see that the stock market is EXTREMELY easy and predictable. If you turn the wrong way on a one-way street, you know immediately. The stock market is just as easy. If most of the stocks are going down (even when the Dow is up), do not buy, and if ALL STOCKS ARE GOING DOWN (like last year) GET THE HECK OUT; Which is something the mutual funds did not do last year while all stocks were going down and it cost people 1/2 of their account sizes. What an insult!! Now I use cooltrade robotic stock traders. Requires no programming, and I can manage my own money and not have to count on some fund manager. If you go to the cooltrade website, and click on the "strategies" you can see how the free strategies of actual users and see the "real" performance. Keith

BINGO. That is a logical explaination.

Good for her. That is a step in the right direction for both of you. You guys are going to do fine! I don't know anyone else who can itemize their monthly expenses with such precision. I spend hundreds of thousands a year, and have no budget, and barely a clue as to where it all goes. I know a whole lot goes on starbucks, though. Keith

Payoff as much debt as you can. You save on interest and if times get tough, you don't have all of those payments to make. Keith

do you think the cat know he looks cool with that hat? for some reason "I do". ha.