TrucknAlng

WHY was it repo'd?

Again, get a Co-signer or try a credit union that YOU WALK INTO, not an online instant approval. Your score might be decent but you have a serious lack of history.

Take a look at the forums and let have a guess of why your app got turned down, Just because you have a 700+fico doesnt mean you have a good score for an auto, let alone an MB. If you have a a short history or a short auto credit history your auto ENHANCED score is definitely gonna be different. 300k annually should probably just be cash in my book and you should make the payments to your dad or get something more realistic for your age?

If they have excellent credit then get a Line of Credit from your local bank or Credit Union. Only makes sense.

Honestly Marv, is it really necessary to be so witty all the time? I understand you get irritated that people cant follow simple instructions but not everyone on here follows the forums and "gets" your humor. OP, you havent been on file for 2003 years, 7+years. Also, if your not trading in a vehicle then you shouldnt list that as you would be upside down in the vehicle= negative equity rolled into the new loan or coming from your downpayment.

I would freeze your reports, DONT use Lexington Law, they arent gonna do squat for you other then take your money. I wouldnt go around tellin anyone you owe you have any money either. I would work on adding a few more positive tradelines and wait it out. 25k goes along way and I would let them come to you with offers. They will.

HOW DOES THAT SEEM LEGAL? wow.

So what would PMI be on a 130k house? Never mind.. found it

I dont see how people are buying houses with the downpayment requirements AS WELL as the other fees to make the total outta pocket cost near 14k on a 130k house. Other not other loans that allow the closing costs to be figured in? Or are banks eating the closing costs to get the loans done? What is the general concensus?

What are the PMI changes? Is it common for the closing costs to be added into the overall loan amount?

So trying to get this from people that have actually closed on homes recently. So if doing an FHA loan with 3.5% down on a 130k house, what would be my total outta pocket costs? $4600 for the downpayment and then what else? I went to my banks site and did a calculator and it was saying an additional 8-9k on top of the downpayment.So outta pocket costs are 14k??WTH Can closing costs be paid by the seller? Please advise.

I would use a daily puller to monitor your personal credit and see whats the ciulprit. STOP the INQs and repair your "less then par "personal credit

AG= Attorney General for your state

So what did it take to get into America First? I see they are only updated to Mesquite, whats the time frame on when they are taking over communityOne? What kinda pull was it and did they offer you a LOC or auto loan based on the pull?

So who is with Nevada Federal? Any info on them? Who the check? Hard pulls on joining and credit products? Or is there one pull on the initial inq and that can be used for a credit product?