tjdarla

They are reporting me 30 days late on 2 of my credit reports. This loan was paid in full 2/2011 I disputed 4 times in the last 4 years. every time it comes back with something different added. Now on EX they update every month even after it’s paid. The payment history reads ok on all reports I haven’t made a late payment since 11/2006. EX is the only one right TU: Pay status on account 30 days past due Maximum delinquency of 30 days in 3/2011 EQ: date of first delinquency: 2/2011 Current status: pays 31-60 days late. I don’t know what to do anymore. This is the only bad thing on my reports and is holding up me getting a home loan.

the same thing with me. I sent off for DW and my report and only received my report and a letter that my DW didn't have any report in their system.

Well I received the email PFD from RDAC and called them back with payment. Now the waiting game begins. Just a little info on what this debt was. It was from an apartment that I lived in last year with my now ex-wife. I never knew about the bill, but I am sure she did. Never received a dunning letter only the hit on my credit report, I called the apartment first and see what it was and if I can pay them. Then called RDAC told them that I wanted to get this paid and if they could remove it from my credit report. They looked over my account and said they never had any contact with me and he would do a PFD. Emailed me all the paperwork and I called back with payment. Then received another email with the receipt showing that I owed $0.00 for the account.

Has anyone ever got an Email PFD? I have a CO that said they would email me a letter that they would deleted the tradeline if i pay the amount in 72 hrs. would this hold any water if they dont delete. thank you

Received Transunion report and it is listed Pay status <30 days past due> Balance 0 Past due 0 Does the pay status line reflect back to when I was late in 06? Or is it the current status of the loan. thank you Tom

Hi everyone. I have been gone for almost 2 years. I took some time off to let all my new Tl's age and some Tl to drop off. A little about what I am seeing on my EQ report. I had an auto loan with Wells Fargo. The last time I had a late payment was Dec. 06. I paid the car off in Mar 2011 13 months early. When I pulled my report for EQ it listed DOFD 02/2011 Status PAYS 31-60 DAYS Should this report be reading like this? the other report are listed the same from Myfico. I am waiting for them to come in the mail. thank you Tom

I would never pull anything out in front of my girls! My Master bath has the toilet in its own little room with a door. The shower is on the other side of the room.

I have 2 teenage girls in the house and sometimes I do have to get in the bathroom. The other night one in each bathroom taking a shower. And I just got home from and 3 hour drive. I HAD TO GO BAD.(#1) But other then that I don’t go into the bathroom anymore. It's bad enough I have to tell them and DW to put more clothes on. They run around the house at night in their underwear.

$9.92 at hobby lobby and thats it didnt want to go by any other stores

Should I dispute with the follow up letter to the CRA? The posting date for EX and TU are 11/19 but when I pulled them on CCT the are dated for ones listed above

I received a dunning letter from a medical account on 10/6. Sent the medical DV letter on 10/15 CMRR signed for on 10/20, no response from them now Today I pull reports and they placed the collection on EX and TU dated 9/1 EX and 9/28 TU. Should I just dispute with the 1st. medical letter and copies of the CMRR green card and letter?

not sure! some one should be able to let you know. I got in from my co. that does alot of work for the Military. plus a son in the air force and brother in the army none are members. but soon will be.