04Goat04

State is Nebraska. It has already been revived. Just worried about it showing back up on her credit 13 years later.

Simple question i hope. My wife had a judgment 13 years ago that had been dormant and off her CR. Well it was revived a few weeks ago and she just received paperwork for a garnishment. When they start taking money from her check is the judgment going to reappear on her CR? Also if it does and we pay it off can we force them to remove it?

My new post is here. http://creditboards.com/forums/index.php?showtopic=416225

Will I be able to obtain all the information from the court house? As in if they ever renewed it.

I am in Nebraska (20yr SOL). If it is the same judgment that was on her credit report then it was also filed in Nebraska. Thanks again why chat I will also note the only judgment on her CR was filed in Douglas County this new one is in Sarpy.

Update and need some more help. I was incorrect with my information the first time. Let me start from the beginning. My wife had a judgment on her CR from 2000 with Credit Acceptance Corp. This has since come off of her credit report. She received a call at work a few months ago from Merchant Credit Adjusters. They would not tell her anything, only that it was a judgment from medical bills and she needed to pay it. I have NO information on this account. I know that it is old because it is under my wife's previous last name and we have been married for 7 years. Checked her CR again today and nothing negative is on it. Now today we get a card on our door from the county Sheriff. We still need to pick it up from them. I looked online and it is a Motion to Revive from Merchant Credit Adjusters. I am really confused. Could this be the same Judgment just sold to another collector? What will happen if it is Revived? What should we take to court? Should I try to contact them and get more information or will that be included with the paperwork? I will also note her name is spelled wrong on the paperwork. Thanks

I figured that would be the idea. I just don't want to risk bringing anything back on her CR. A letter every few months does not bother me that much. But if I can get rid of them without any new problems then I would love to.

Quick question. My wife had a car repossessed back in 98-99 i believe. It has since come off her credit report, yet Calvary is still sending letters. Last one was a 15% settlement offer. Any ideas how to approach this? Just ignore them since its not affecting her credit anymore? Thanks!

I will do as instructed. Thank you again, you have been most helpful.

Thanks once again. Couple comments though. My wife did already speak to them and of course they tried to get to pay over the phone and tried to say she admitted it was legit, which denied. One issue is with the letter, we know the name of the company but they refuse to send us ANY information, we have no account number or anything. How do I go about it without any information?

The state is Nebraska. Would any of the stuff you mentioned run the risk of getting it put back on her report. Thanks again.

When I married my wife had a medical judgement for ~6000 on her CR. Well last year with it still being unpaid it came off of her CR. It is apparently a judgment from 13 years ago. We know little info on it but they are still calling. How should we approach this? It no longer affects her credit so is it worth it to offer a payoff? She also claims she had insurance when it occurred so I'm unsure how it could be that expensive. Thanks for the help.