jceezyfosheezy

Thanks for the advice. I choose to consolidate the loans that weren't defaulted and rehab the others. I am on second round of disputes with TU, they deleted three baddies for me and two for DW. Recd EQ for DW and everything came back verified. I anticipate my consolidation of student LANs will help. Is it too early to pull my fico again? Sent from from a guy who just wants to repair his stinking credit scores!

Just got back TU disputes for DW. Two baddies deleted and three accounts verified! In addition, I am trying to figure out the best course of action for my student loans. I currently have eight in default status and seven going into consolidation. Does anyone know the difference between the 3 month and 9 month programs? Sent from from a guy who just wants to repair his stinking credit scores!

be strong! i am going through the same struggles.

I recently found out my wife has given a CA (IMC Credit) payments of $150 every two weeks for the last couple of months. We have several alledged debts and I am unclear what accounts these payments have been applied to. When I called them on it, they immediately sent me a couple of notices that there is a zero balance. How do I go about in A) finding out what is paid and how the money was applied getting information corrected on my report? It is a pain dealing with these folks and I would rather just go through someone else at this point.

This tragic. We need to reform the NFL. Sent from from a guy who just wants to repair his stinking credit scores!

Thanks will do. Sent from from a guy who just wants to repair his stinking credit scores!

Thanks for the response. Should I continue to send goodwill letters to have the late payments reviewed? In addition, does it make sense to consolidate my SL? Some of them (approximately 12) are in default status. Sent from my iPad using Tapatalk HD

I am currently in the low to middle 500s with all three CRA. My short term goal is to hit 620 (I want to buy a home) and a long term goal of 750. I have several baddies including the following: 38 negative accounts on EXP 34 negative accounts on TU 32 negative accounts on EQ A majority of the accounts are student loans with late pays and/or default status. In addition, there are several medical bills under $250 which I hope will be resolved quickly. There is a state tax lien and a car payment (paid off) that has late payments. To date I have completed the following: 1. Opted out 2. Removed "addresses that were not mine" (still waiting on EXP) 3. Sent out PFD letters to all baddies under $250 4. Dispute 6 baddies with TU And EQ 5. Sent goodwill letter to Baddy with late payment (Note recently found out my wife has been sending payments to CA directly from our checking account) I am looking to get my score up as quickly as possible. It appears the best way to do this would be getting my payment history corrected. Does anyone have suggestions? Any advice would be GREATLY appreciated! Sent from my iPad using Tapatalk HD