rei99

actually there is nothing I can do. I can apply for up to the amount I do not recieve in aid, but because my credit is bad, I have no income, and because I have no cosigner, then I'll be declined. I talked to my financial aid advisor, who was quite knowledgeable and patient, and I asked her what do people do in my situation. She said, they just can't attend school if they can't get funding, or they take on a job. Unfortunately, I can't take a job because I am taking a summer of intensive language study and a job is forbidden, as is taking other classes. So.... aparently, the school really can only help you so much, and by that I mean, you get the fnding you qualify for, and if that is not enough, nothing under the sun can help you unless you have a cosigner or an income.

I can't get a parent plus loan because I am not a dependent. And no, I can not get a co-signer. What do people do in this situations? Is there any other kind of loan available that is easy to get? If it is high interest, then there is nothing I can do about it because I have to finish school. I'll just have to sacrifice later to pay it off.

Hello, because I am new to these boards, I am not 100% on where to find a similar topic to this, so I will expllain my situation and wait for help. I am a student who goes to school full time. I am a senior and I already recieve financial aid. I also have almost no credit history. Finally, I need around $3,000 for the upcoming quarter along with my given aid. Unfortunately, no one can cosign with me. The one credit card I did have, my mother used and wrecked my credit about a year ago, but she paid it off after I reminded her it that it was affecting my own credit. While there is nothing I can do about this, being that it was my mother, what should I do to obtain a student loan to cover my costs over the quarter? I have tried to look online, but all I can find is people telling me to find a cosigner. Right now my credit score is 554 and I have nothing negative on my credit report, however, it is low perhaps due to her use of my card, unbeknownst to me. What should I do? I do not really understand very much about credit right now, because I keep seeing conflicting information. Thank you.