AllThePotential

AVERAGE AGE OF ACCOUNTS must have done a number to your score (on top of the HARD INQUIRY HIT) Yep, Good thing is, I'm not adding anything new anytime soon.. No accounts no Inq

haha, I've taken like a 60 point hit on EQ because of new accounts. EQ Sucks

you've answered your own question. pay these off immediately and stop using them for anything larger than 10% of the limit. UTL is 30% of your credit score calculations! - low credit limits - high utilization, individual account - high overall utilization these factors are KILLING your score, guaranteed. edit: another consideration is that having high UTL month after month may trigger your other creditors to lower your limits and raise your rates! right now is a bad time to have high UTL, i have my little weinie cards in the sockdrawer until this mess blows over. Yep.. My UTIL% is above 30 right now. probably 40 and is hurting my score.. Paying those down to 7% ASAP.

I thought daily limits on Debit Cards were only used for the ATMs.. Never knew you had a daily limit on a regular transaction. Wonder if i even have one....

I just had one last week. Sometimes it stops. then picks up again

is this right? http://www.rcfp.org/taping/ Names all states that are One Party and Two Party States. Tennessee is a One Party.. cool

did you give them a time limit to delete it after payment?

When I have something big going on or when im about to make a big decision

I agree.. I wouldn't call 720's low.. It's a good score to be at. Maybe allowing some balances to report then pay it off in full will help it..

i think B* has paused for me .. still 4.. but then again... Two of those came recently from me applying for something other than a credit card ..

Alot of people have accounts on their report they rarely use. Or might just use it to go out to eat once every 6 months. But, if you took a hard, i'd keep it for 6 6 months? or a year.. if it doesn't hurt you. unless the cl was just like 50 - 100$

Alot of people have accounts on their report they rarely use. Or might just use it to go out to eat once every 6 months. But, if you took a hard, i'd keep it for 6

i only bought there once. no biggie. lose one. you gain one.

3 on Inq , 23 on EQ , 7 on EX I just can't take chances applying for anything with EQ at the moment.