loveliestangel

The police didn't mention checking anything. I was in too much of a panic to even think to ask. I'm assuming Geico will check?

Thank you!! I had my kids with me and we were up and down the aisles thinking "maybe I didn't park in this row" but that definitely wasn't it. Looked like an salamander losing my car. I'm laughing now but cried most of the day

UGH! From the WalMart parking lot this evening. I filed a police report. I have full coverage with Geico. I even have the extra rental reimbursement. BUT Geico says I have to talk to the claims adjustor tomorrow for a rental car as it's different than if I was in a collision. So I have no way to get my kids to school tomorrow. Or myself for that matter! Does anyone know how this works??? Thank you!

OP, please let us know how this turns out. Dismissive police always make blood boil, though speaking with a detective means have ALL your ducks in a row, and they will pursue prosecution on your behalf. Criminal matter vs civil, as well. They can help you up to a point. The credit side is what you need to focus more on, though you do have the legitimate fraud angle involved. Your credit repair is not a waste. You can come out of this with almost squeaky-clean credit. It will simply be a long, hard and it will take some time. I am speaking from finally getting wise to the game of scam artists that took myself and my family to the cleaners, and now that we have that hurdle behind us as much as losing a lot of money can be gotten over, we are now onto new hurdles. Credit theft was involved in that process and we got it cleared up with long, written disputes, and it was for several thousand dollars. I have faith in your fight. Yes you can, OP. Yes you can! Thank you!! I know it wasn't a waste. I was just mad when I wrote it. I know how much work it was to fix what I did to myself & ever since I fixed it I was able to finally get credit & have faithfully been using it responsibly. If I messed it up again then I couldn't be mad at anyone but MYSELF. But was just upset someone else ruined all my hard work. I'm going to send my letters out Monday & see what comes of it until I see the detective the end of April. Thank you for your support!!

Thanks for the replies. Will do certified mail. Have them all typed up. Thank you!

Someone opened seven accounts in my name. I have filed a police report. I am sending it to the CRA's and disputing. Should I make contact with the creditors via phone or mail? These are OC's not CA's. I would think a paper trail would still be a good idea, right?

OK so I have my letters typed up. Would anyone recommend that I write to the companies themselves to make them aware of what's going on or is a phone call sufficient? As I said one wouldn't even talk to me.

That has me thinking... My landlord did LOSE the house I lived in to foreclosure. (He collected rent and didn't even tell us what was going on for months.) Found out when the realtor showed up. Anyway he lost the house, his house, 2 cars, and upon my snooping on him he was also being sued by Geico for no car insurance and getting into an accident. This has me wondering if he was using my name. Geesh! The more I think about it the more it's possible. Many times I wouldn't even receive a cable bill or a cell phone bill which has me thinking while I was in school he was just taking all of the mail some days. I can only tell from what's on the reports but it looks like the balances fluctuated for about 6-8 months. I have been out of that house since October 31st so about 5 months now. I haven't checked my credit regularly since March 2010. We were buying a house but I was laid off from my job so we had to withdraw. I started nursing school soon after and didn't pay much attention to pulling. Until now when I started thinking about getting another car.

Are you saying you have 7 new credit accounts (credit cards, personal/auto/home loans) or 7 new collection accounts? You desperately NEED to answer this question to elicit proper advice. I DID answer that question. These are 6 OPEN credit card accounts. One says it is a chargeoff.

I have filed a police report. Police not too helpful. Went to police station, spoke with regular officer who filed report. Will be able to pick up on Monday. Have a file number. In the meantime I began calling some of these companies. Funny thing is they don't want to talk to ME!!! Once I explained, one said "Well we can't release any info because how do we know this is YOU?" Ok I understand their point. Two did speak to me and told me payments were being made on the accounts but then stopped. The two I did speak to said that they were opened to my old address. I moved in October. Nobody resides in the old home. Landlord lost it due to foreclosure and we moved out as well as our neighbor (my mother in law) So I'm wondering if someone took my mail when they realized house was empty? (I've found out sometimes the post office doesn't do a good job with forwarding) and I was picking up the mail for about 2 weeks after we moved until I started not to see anymore. Funny that none of the "bills" or "correspondence" was forwarded though. But then again address changes expire? Police suggested I talk to a detective. First appointment detective bureau has is in a month so I wait. In the meantime I will be sending the police reports to the companies and the credit report agencies. So frustrated right now! I worked so hard on credit repair and now I feel like my time was a waste. Grrr!

Filing a police report in the morning. I am saying I have 7 NEW credit accounts. There is ONE new collection but that is just aggravating AFNI coming back to bother me. But NO I am saying I have 7 NEW credit accounts all with balances, all LATE, and ONE I believe was charged off already but need to look into it. I don't know where to start besides filing a police report. I don't know if I should make contact with these companies (They haven't made contact with me) or if I should dispute? I'm lost!

Very frustrated as I pull my credit this morning! I used the site to repair my credit last year when we were buying a house. Many of my own mistakes, and a few fraudulent things. I put the security freeze, and fraud alerts on all 3 which was a hassle to get new credit with many but I did it for my protection. I haven't pulled in quite a while as I have been busy with nursing school and we moved. Well to my surprise I pull today and I see SEVEN accounts that are NOT mine, and that I have no acknowledgment of! So I have to ask how does this happen when I put the safeguards in use? Frustrated now as I was going to buy a new truck in a few weeks. Just needed to vent.

Back when I was doing credit repair I was using CCT. It was 9.95 a month. I went to sign up and now it's 22.95!!!??? I had 2 baddies pop up on hard copies and I sent out my DV's today. I want to be able to pull every day to see if they leave. Is CCT worth the new price or is there something else better nowadays?? Thanks!

I haven't been checking my credit recently and when I did yesterday I saw this. I took my son to the dentist and I guess the insurance didn't pay. I will be calling tomorrow to find out why. BUT is there anything I can do about this? If insurance pays can I get this straightened out, or if they don't and I pay how would I get it fixed? Thanks!! I C SYSTEMS COLLECTIONS PO BOX 64378 SAINT PAUL , MN 55164-0378 (888) 735-0516 Balance: $135 Date Updated: 08/2010 Original Balance: $135 Original Creditor: MED1 02 BRIDGEPORT DENTAL Past Due: >$135< Pay Status: >Collection Account< Account Type: Open Account Responsibility: Individual Account Loan Type: Collection Agency Attorney Remark: >Placed for collection< Date placed for collection: [ 06/2010] Estimated date that this item will be removed: 06/2016

I figured as much! I remember having to DV them for a different account back when I started credit repair. Thank you.