Agent 2207

Interesting. I may just do that. Do both of your accounts report separately on your CR as well? Thanks for the insight. When the cards were issued they had two separate account numbers and both report to the credit bureau as separate accounts. I have used both accounts and never had a problem. I decided not to consolidate and kept both accounts separated.

I has a similar issue with another creditor that gave me two different accounts at the same time when I applied for one of their cards a couple of years ago. I figured with in time they would catch their mistake and close one of the cards. However, I was surprised they never took action and as of today I still have both accounts which I have used on several occasions for balance transfers. In my opinion, I would just keep both cards.

With a due respect, it appears you have no working knowledge as to Bank Garnishment. FYI: In order to execute a levy against your bank account, a creditor must submit a garnishment order to the court. The court must then notify your bank that a garnishment is in place. The bank will notify you of the pending garnishment. Prior to the execution of the garnishment, you will be allowed a certain period of time as specified by your state's legislative code to claim any funds in your account as exempt. If no exemptions are available, the bank is required to turn over the amount specified by the judgment to the court. The court will then distribute the funds to your creditor.

On the surface I would tend to agree., However, closing the account after a Court Order is in violation of that Order. Without knowing all the circumstances of this matter, and based on what the Poster states, he withdrew the funds one day prior to the Court Order which gives rise to several questions. 1. How old was this account 2. How were funds deposited 3. How much was the withdrawn Was the Poster present in the Court during these proceedings??? Was the Court mislead by the Poster??? It may be the cute to play games with a creditor, but it's a completely different matter when playing games with a Court Order. I have witness a Judge place a defendant in jail for circumventing a Court Order. The Judge stated that the defendant could purge himself from jail by paying the outstanding obligation. I would urge extreme caution, their may be a day this could come back and bite you in (you know where)

Personally, I would not recommend you closing this account just because you have a Court Order to garnish your assets. The Courts could take you to task for trying to circumvent their Order. This would only make matters worst for you and could cost you more money if not some jail time. Why not try to repay Capital One as quickly as possible???? Just a suggestion.

Currently Chase Slate is offering 0% for 15 months with no balance transfer fees if made within the first 60 days of opening

If you lived in a Community Property State and you were both legally married at the time, you may be responsible.

You do not need the Social Security Number to join. However, you would need the Access Number for both of you to receive the $25.00 Bonus for joining.

Remember..... Make sure to provide your referrals Name and Zip Code or access number in order for both of you to receive your $25.00 Bonus reward

Last year mu daughter wanted to buy a new Nissan and I went with her to the Dealer. During the negotiations my daughter was provided a paper to sign to allow them to check her credit report even though she was going to allow Nissan to finance the purchase. After reviewing this paper, which would have allowed the Dealer to run her credit report with numerous financial I told her not to sign and place "REFUSE" in the signature block. Needless to say, after some discussion the Dealer agreed not to run the credit check. A month later, my daughter checked her credit report and noticed the Dealer was true to his word and the only inquiry she received was from the Dealer. Once you sign the paper giving them permission, there is nothing you can legally do to remove the inquiries from your report. Although FICO maintains that numerous inquires for house and autos are considered only one pull for scoring purposes, other financial institutions, including credit card application will still produce a red flag due to the inquires. Bottom line, if you have your own method of payment, do not sign any authorization forms allowing anyone to pull your credit reports.

Remember: Navy will pay $25.00 to the member who sponsors you and you will also receive $25.00 You must provide the Members Access Number when applying to receive the reward.

As a suggestion, Call the Issuer of the Card that is offering 0% for 15 months and request a credit line increase to cover your total debt on the other cards. They may surprise you and grant your request. The worst they can do is say "NO" Up to you, but in my opinion, worth the call.

Guess you can call me old schooled If you are paying interest on your current debt.....PAY THEM OFF In my opinion, too many people allow their credit score to influence their financial decisions.

Request to speak with a Credit Analyst in lieu of the Customer Service Representative. There may be many factors for the Chase Action on lowering your APR. Maybe you can nip this in the bud prior to Chase reporting to the credit bureaus. Good luck

Be patient, they will update eventually. Remember, the Credit Issuers are "NOT" required to report to the Credit Bureaus. When and what they report "MUST" be accurate.