jcshadow5

I got the normal same ole offers this quarter auto,boat,Rv,etc which is not needed but I did get an offer for the new Power Cash Rewards Card. I'm not wanting a new card but wouldn't mind adding what would've been a very nice increase to my current Platinum Rewards card. I started the process and in the past it would allow you to apply it to your current card, not this time around I went all way to last click before the end and it never gave me a chance to apply it to my current card. I withdrew the app and called in twice and was told both times that they can't do it and it's not allowed to combine limits from other cards, but I could take a hard pull to see if an increase was available for my current card. ugh. Any ideas or recon numbers to call.

Asked for 30K got a little love from Walmart went from 7.5K to 10k. Went over to my Lowe's account did the same asked for 30k went from 10K to 25K.. NICE.....

832 next gen Offers for new/used auto,boat,travel trailer,motor home etc..

Nice!! File information? FICO, income range, etc? Clean file 16-17 years AAOA all Fico's in mid 800's My Income mid 50's fire dept. household 80's.

Got the two day message Friday. Logged on this morning to see another CLI of 6K 37K to 43K. Started off the year with the card at 20K, CLI have been in the amounts of 6K, 6K, 5K, 6K.

NFCU member and support this!

Got a couple CLI Discover $26K ---- 32K AMEX BCE 18,900K --- 25K

Logged into my Discover account Tuesday to pay the card in full and had the same message above show up. So I figure why not went through the process got a 2-3 day message. Logged back into today and see they gave me another CLI of 6K up to 32K now with Discover.

In the past, when you accepted a CC CLI in Q1 you often get zero offers in Q2 but then the PLOC and all the other offers come back in Q3. For some reason their system tends to skip a quarter on all offers after you accept a CC CLI. So don't worry if you see no offers in Q2. They will likely come back in Q3. I have an option for 4700 cl for Penfed rewards visa cash and I tried to accept it, and it seems like it it a new application and not a CLI on existing card as it is asking for authorized users and such. So needless to say, I backed out and now the offer is gone. I am not seeing an option to add this to existing card as a CLI.. Look under the application tag at top of page you should be able to open it back up. I just did the cli and it also started off like a new card, but once you get past that point it ask if you want new card or add to your current card. I went all the way and I did not see the option to add it. I have a point card and the offer was for cash back card, and so i backed out. Do not need a new account to reduce the AAOA while my FICO's are 830+. Oh Ok, Sorry about that... I had offers for both my current card or for new cards. I'd give them call and see what they say very helpful and friendly.

I have an option for 4700 cl for Penfed rewards visa cash and I tried to accept it, and it seems like it it a new application and not a CLI on existing card as it is asking for authorized users and such. So needless to say, I backed out and now the offer is gone. I am not seeing an option to add this to existing card as a CLI.. Look under the application tag at top of page you should be able to open it back up. I just did the cli and it also started off like a new card, but once you get past that point it ask if you want new card or add to your current card.

Don't know if this has been posted as I looked back a few pages and didn't see anything, but after logging on to my Discover account had the following message. "Congratulations on being a good customer, now's the time to ask for a credit limit increase." Clicked on the link and followed the process and got a 6K increase up 26K now. Back in November when I tried for an increase the CSR told me they had do hard pull for anything over 20K, so I declined. Starting the New Year off right for increases 12.8K so far 6K with Discover and 6.8K with PenFed...

Can't remember were but it's on one of thier online pages maybe in the rate area that they use Credit History for rates. Since opening my account back years ago i've got my scores up into 800's and now have the lowest rate offered for my Cash rewards at 9.65 want say it was 12 or 13% at first, i've also have done a couple of personal loan with them first one the rate was 13.25 next one was 9.99.

I'm at 30K CC, 15K LOC, and 15K loan all on gross income of 52K. Scores at time think were around 750 ish. Most pulls were EQ and few TU.