WhtGhost

I have a medical bill that I over looked paying. Date of service was 12/2/2019. Balance due is 78.72. This bill was sent to a collection agency 10/13/2020 they charged a 5.45 interest. Total now due is 84.17. I owe the bill so should I just send the cashier check to the hospital with the HIPAA letter or should I do the debt validation. Thank you

I do have ALL of the letters and certified mail documentation. I have a copy of the deposited money order I sent to Grand River. I have kept it all as your process suggest to. Thank you so much for your help

Yes this was put back on my Transunion 5/12/17

WhyChat, I have a copy of the cashed money order. I have sent the above letters to the CRA's on April,25, 2014 and the letter to the OC on April 25, 2014.

Yes, WhyChat I did follow your steps all the way through and it was deleted from the other 2 but not Transunion. Transunion just updated the information to a Paid Collection as of July 2012. I will go send the dispute letter you reference above now. Thank you I looked for my original thread to and could not locate it. Have a Blessed Day

I went through the HIPPA process I have all of my validation letters, certified mail receipts, copy of the money order the OC. I went to purchase a New RV and was told I have a paid collection on my credit report. I went home and pulled my 3 bureaus reports for both myself and my husband. On both our Transunion reports A1 Collection updated information. How can A1 collection do anything?? I paid the OC and used the HIPPA letter stating (Please note, my remittance is payable ONLY to Grand River Medical and may not be signed over or transferred to any third party collection agency, as this would constitute an additional violation of HIPAA and State Privacy Act rules.) How do I proceed? This is showing on our credit reports as a PAID collection reported by A1 Collections only on Transunion credit reports. Updated 5/12/17 Thank you.

Yes this is a personal Conoco gas card. I was late Feb 2015 they closed it in May of 2015. I have been making payments on the balance that was do. Then last month they posted it being late 30 days. Its the only bad mark on my credit report. I just want it gone! I thought pay for deletion was the best way. I am open for suggestions. Thank you

I had a Conoco gas card and they said I was late twice so they closed my card. I have a balance due and can and will pay it. My question here is will the pay for deletion letter work? I do not want this closed account on my credit report. TIA

ok thank you Sorry!

personal

I had a Conoco gas card and they said I was late twice so they closed my card. I have a balance due and can and will pay it. My question here is will the pay for deletion letter work? I do not want this closed account on my credit report. TIA

This apartment was in Texas I am now in Oklahoma. I have never been contacted by Cimarron apartments. I did tell them I was leaving by the end of the month (December) which I finally had enough Christmas Day and moved out than due to another water problem. Is there a letter to help me dispute with the credit bureau and one to dispute with Cimarron apartments. Thank for all of your input and information

I rented an apartment in August of 2010 after it flooding 3 times I had enough and moved out in December of 2010. I have a negative on my credit report from a company called Pro Collect for $604. Says original Creditor is 09 Cimarron Apartments Mather. Open 04/21/2011. I am looking for guidance to get this removed from my Credit Report TIA

INSTRUCTIONS FOR FOLLOW UP TO "HIPAA" LETTER TO ORIGINAL CREDITOR HEALTH CARE PROVIDER ALL FURTHER CORRESPONDENCE SHOULD BE SENT CMRR 1- Make sure any money order has been deposited, or you have received a return receipt from your letter if insert "b" or "c" were used. Money order sent to Grand River 6/21/12 rec by Grand River 6/23/12 rec a copy of MO 8/13/12 from post office I cannot read the date it was deposited. Then this posted as a PAID Collection by A-1. 2- Send the follow up letter posted below. Sent 2/22/13 3- Send a copy of the follow up letter to the OC (legal dept) with the cover letter,(follows letter to CRA) Sent 6/21/13 was removed from EX and EQ. 4- If the CRA responds with verification they did get verification and updated information on credit reports all 3 from the CA or the OC, file a complaint with the HIPAA administration for the OC's , the CA's and the CRA's violation of the privacy rules of HIPAA,and with any available State's Medical Privacy Act administration. If they do NOT respond with any verification and the account is NOT deleted, file a civil suit against the OC and the CA for their liability for violations of the FCRA and FACTA. 5- DO NOT under any circumstances, write or correspond with the CA regarding this matter, any correspondence or communication that YOU instigate, while not a waiver of your privacy rights under HIPAA, will impede any cause of action you might have as the non permitted "communication" would have come from YOU. Please understand, that any CA or CRA now has FULL liability under HIPAA, even if they are NOT the health provider and/or have no business relationship with them. They are NOW covered under the provisions of the act for all medical accounts", they are now also subject to the the penalty rules of the HITECH Act as issued 11/30/2009. if THEY violate, they can also be named in ALL your filed complaints. I just looked at all 3 bureaus and this is reporting on all 3 as collection account A-1 collection and as a paid collection last updated on all three 5/26/14 ugh this $106 medical bill is going to be the death of me. What do I do now? and Thank you so much for your patience with me.

I am not sure which state to use for SOL. My address is Sioux Falls, SD, the medical are Colorado and the Pike Pass is from Oklahoma and being reported from a Kansas collection agent.