OCTAINE

which one of the sherman companies is reporting the TL and which bureau is it on? I can tell you from my experience with LVNV reporting, and Resurgent Capital dunning, I DV resurgent and Dispute LVNV with the CRAs stating Factoring Company, and EQ & TU delete almost imediately, EX likes to take their sweet time... I got lucky on my sis account; OC - sears / CO @ 8500 dollars LVNV reporting with remarks of factoring company resurgent dunning disputed CRAs sent out GW variation to OC DV'd resurgent 30 days approx later.... sears deletes TL from EQ , Deletes lates and status change of PAID AS AGREED/CLOSED LVNV - DELETED Havent heard back from resurgent ( due to fact of OC account is officialy out SOL by 1 mo, LOL )

well in that, if the section that reads " if even one of the three agencies dont get the information back in time or cant prove that its yours, all three of them must remove it from your credit. you'll get a letter from, say, EQ stating that the company didnt get them the information back in time or that they couldnt provide proof that the mark was valid. YOU PHOTOCOPY THAT LETTER AND SEND IT TO THE OTHER TWO AGENCIES - EVEN IF THEY BOTH JUST SENT YOU LETTERS STATING THEY RECEIVED PROOF THAT THE NEGATIVE MARK WAS VALID, THEY STILL HAVE TO REMOVE IT FROM YOUR CREDIT. etc..... If this is the case, then, heck, i have several letters as such, but in my gutt i find that hard to believe due to the other CRAs telling me that they are not affiliates and they dont have to do anything the others do.... so unless im wrong, please correcct me if so.... I dont think this method is going to work imho

any new info on this situation and is the helpfull pm worth sharing to the rest of the CB family?

800-493-1058 say "yes" enter credit report # SSN# say "yes" say "agent" then say "yes"

on CCT, yes they are daily pullers, however if you just signed up as a new member, you will only see the 3n1 report gathered at time of registration, and then have to wait a full 7 days before being able to " order a new report" from the ( my credit locker) box

very nice... I myself have always wondered if and why an OC would have breaks in their reporting of open current accounts. if your method works, please update to let us know.

if this is the first time you have heard of this collection company, IMO would google the company and obtain their addy, send them a DV letter and wait for a response. meanwhile check your 3 reports and see if the TL has been inserted if so dispute it. If not wait for response from your DV letter that you sent CMRRR.

you need to look in the credit data pull list, type in your desired CR and your state if you like then hit search and it will give you a list detailing who got approved and denied

yes on their website it lays out how to become a member and the qualifications. My grandfather was retired navy and my father was in the airforce, so thats how i got sponsored. you may try PENFED. my best friend join them by being a member of the red-cross association, which made him elegible to join there. they have great rates and programs closely resembling NFCU

interesting question as i wanted to know the same thing, due to credit i was just granted thru NFCU. btw, Congrats on the success

congrats.... I too, am new to CB and after reading so many threads about many different areas of credit... I joined NFCU, my fako was a 722, and fico was 708, no baddies, except for 2-30day lates on a lease vehicle which is done and gone over 14 mos ago. Gave 2008 w2's based on being unemployed currently. ( they wanted 2 recent pay stubs ) I was approved for their NAV Check for 1500 ( all i asked it to be ) and applied for their N-Rewards card and was approved for 17,500.00 being a new member

California's SOL is CA 2- oral contracts 4- written 4 - promissory 4 - open ended accounts and the time frames starts on the DOFD w/ OC personally, IMO , I would delete old addys and name variations, then go straight to the 1-2 punch. it has been working for me to get the deletions, or making my CMRRR paper trails grow for my day in court to be payed for the violations CA's have made.

honestly, just started the dispute process 3 wks ago. got the response from EX before the 30 days, and same with TU. we are hoping to see something good ( fingers crossed ) from EQ. our biggest goal is the CO & CA and a Forecloser. We have sent DV letters to all the JDb's and have not received anything back... yes they were all sent CMRRR and copies have been made of receipts for paper trail building. If needed I can list a TL for input... thanks J R