markca

They reduced my line a few months ago from $7.5k to $500. I didn't have a list of reasons attached like yours, but I hadn't used the card in at least a year or two so I'm guessing I'm just not profitable for them.

Wow! I guess sooner or later it happens to everybody, but it sure seems like too soon in this case. Could it be income? No, as the income has gone up. i think they just haven't had a new copy of the report in a long time.

I've been trying here and there and alway had the "too many new accounts" excuse. Now it appears they are saying I've reached their exposure limit and they won't issue any CLI's without a new copy of the report. FWIW, it's been probably 3 or 4 years since I had a HP with Citi. I currently have a $20k Double Cash, $10k Citi Forward and $2.5k Thank You Premiere.

Great job!

BT checks from Citi. "Yum Yum" says the shredder.

Bingo. This is exactly it. WE know it's beyond SOL, but there are a lot more people out there that don't know this or that this is even a thing.

I doubt it. These are the same people who don't do simple math and realize that instead of paying $15 a week for a year for an XBox they can put that money away for 4 or 5 months and buy it outright.

Lowes and Amazon are good.

At the rate Amex is going, just using the card for anything may trigger a red flag and a AR.

APPROVING BANK KIA Motors Financing BUREAU PULLED EX & TU -- Dealer pulled EX & TU, while KIA Motors Financing pulled EX. CREDIT SCORE EX: 779 / TU: 817 CUSTOMER STATE OF RESIDENCE CA NEW/USED NEW YEAR OF VEHICLE 2016 KIA Forte EX - fully loaded MILEAGE 39 RETAIL/LEASE RETAIL AMOUNT OF LOAN 31,000 ADVANCE PERCENTAGE TERM CONTRACTED 66 Months APR/LEASE RATE 0% MONTHLY PAYMENT $477/mo MISCELLANEOUS COMMENTARY: Did 0 down. Traded in a 2011 Hyundai Accent, which I owed $2,900 on. They gave me $2,500 for it and rolled the $400 balance into the loan. The whole process was very painless. Love the new set of wheels.

+1 for Lowes

I think it is. I got an offer from them to convert my Diamond Preferred $20k card to it. I took it and just got the card a couple days ago.

Stage One is ALWAYS steal underpants.

I guess they should apologize to your Uncle for protecting him.