shemobb

Hello Everyone: I recently contacted Equifax and requested to have several inquiries investigated and deleted from my Equifax credit file. I received a response after thirty days stating that inquiries are factual information, and that I would have to contact each company directly. As a result I typed up a letter, changed the name and date of the inquiry, and mailed it to every furnished of each inquiry. Now one inquiry a day is being removed from my Equifax credit report. Their were a total of 72 when I started. Now its down to 61. They should all be off by May 9, 2013. I hope this will help others in the same or similar situation. Good luck. Not sure why they are only removing one per day. If anyone knows please let me know? Thanks.

Hello Everyone, Today I was searching online for a business credit card, and I discovered the Applied Bank Business Visa Card. This card is for business owners that do not have perfect credit. You can apply right online. The credit limit, which is unsecure will be between $500.00 - $750.00. This is not alot, but will help those who need the trade line. Also they will take up to thirty days to send you a response.

Hi, Everyone, I have been a member on CB for a couple of years. I recently was approved for a Credit One Visa, with a $300.00 limit, and an Orchard Bank Mastercard with $320.00 Limit. I'm very very happy. I've tried for years to get an orchard bank credit card, and always got the message to apply for the secured card. I'm not sure what my current credit limit is, but I know they both pulled equifax. Any one know of any other accounts I can apply for in about six months. Also how long must I wait with credit one before I request a creditlimit increase ? I know that with orchard bank if I pay on time each month for six months, then I should be able to increase to $500.00.

Thank you for everyones advice i will wait 6 months then close FP and attempt hsb account. I got a checking account with Bank Of America.

Im young and just starting out. No bank accounts yet, clean credit reports.

I would like to establish a good healthy credit report, I have two accounnts, First Premier Bank MC w/ a $250.00 limit but the card had lots of fee's. I applied online for Macy's, I received an instant approval on line with an intial $100.00 credit limit. After phone verification and ten days after the account had been opened, Macy's raised my CR to $600.00. Can anyone suggest other starter account I should apply for, and how long I should wait? Thanks