cooldude

I received the letter today and immediately closed it.

Comerica Visa Platinum 2,500 Chase Slate 2,000

AMAZON REWARDS VISA 1,000 CITI DIAMOND PREFFERED 500 I had allocated 3500 from my CITI PLATINUM SELECT to make it 4,000 which is fine because I am going to take advantage of the 0% balance tranfer for 21 months down the line.

Three weeks ago I applied and was approved for the Amazon Rewards Visa with temporary cl of 1k.Since I have a couple of Chase accounts,it showed up with the 1k as my limit and as of today it is still 1k. Before I applied I did read posts from posters who have the card said that the temp credit limit can be a hit and miss.

I just called to cancel and was offered the half price deal. I've be a member for only 3 months and the service is better than the other sites I've tried.

I have a 3K limit on my Macy's card and today decided to do my usual spending to see what will happen. well I charged five hundred dollars worth of items and it went through with no problems...so now I will pif and wait see what changes they have coming before I charge anything again.

I'm wondering if this has anything to do with Citi's changing over the accounts to GEMB.I've read that Citi will service the accounts until the first quarter of this year.......just a guess.

APPROVING BANK Bank of America BUREAU PULLED Trans CREDIT SCORE 686 (true fico is 704) CUSTOMER STATE OF RESIDENCE TX NEW/USED NEW YEAR OF VEHICLE SHOPPING AROUND MILEAGE RETAIL/LEASE AMOUNT OF LOAN 12,500 ADVANCE PERCENTAGE TERM CONTRACTED 60 months APR/LEASE RATE 3.49 MONTHLY PAYMENT MISCELLANEOUS COMMENTARY: this is my first auto loan and I am very excited to be approved. my choice is kind of limited for what i want but hey we all have to start somewhere.

I have a Household card with a cl of 5k(max)no annual fee that I've had for over five years. when i opened it, HSBC was pretty good with cli with this card and Orchard depending which version you had(basic,gold and platinum).just recently Household offered a premium platinum card that offered 1% cashback but took it down for some reason.

You handle the situation graciously and i applaud you for it. I wish i could get the tape to that call and send it to the writer of that survey that came out about American Express being no. 1 and just being sarcastic and say they are no. 1 indeed

I called last week for a cli and told them i was looking to buy some expensive furniture and the csr said let me see what we can do and walla here you go a 500 cli bringing my cl to 1200, I immediately threw the card in my sockdrawer

Today I received and email from Chase stating: We are making enhancements to your Chase Freedom® credit card. Your card will now earn points instead of rebates. Nothing else changes...you will continue to enjoy the same great earning power and redemption flexibility you have come to expect from Chase Freedom. HERE'S HOW YOUR REWARDS WILL BE UPDATED • On or about July 31, 2010, your existing rewards balance will convert to points and all future earnings will accrue as points.1 - Your rewards will convert at a rate of 1 point for every $0.01 in rebates. For example, $25 in rebates will convert to 2,500 in points. • You will see your new rewards balance shown as points on an upcoming statement and when you log on to the Ultimate Rewards web site. • You can use your points to redeem for cash back or from among the many other redemption items including gift cards, travel, merchandise, one of a kind experiences, online auctions and more...all at the same great value. Click here for rewards comparisons and sample redemption options. - Redeeming for Cash Back will remain the same: You can get a $20 check for only 2,000 points. - Discounted gift cards: Save up to 20% on popular gift cards this summer! Earn 5% Cash Back in popular categories - Plus an unlimited 1% Cash Back on all other purchases You'll continue to earn a total of 5% Cash Back2 in quarterly categories that change. From July 1 through September 30, 2010, enjoy 5% Cash Back on purchases up to $1,500 in the following categories3: Gas, Airlines, Auto rentals and Hotels. Sign up now! Plus, continue to get an unlimited 1% Cash Back on all your other purchases with no tiers or expirations.4 See Full details at chase.com/freedom. I'm kind of new when dealing with reward cards and wonder if this is a good or bad thing?

Chase Freedom 700 -------->1200 called in with a hard pull Citi Plat 4200 -------->5500 called in with no hard pull and only asked for HHI.