Hello CreditBoards!!! Wanted to see if someone could give me a little help here...I've been working on my credit reports for some time now...I didnt know how to go about this one...there are two different collection agencies collecting on a Verizon account from '04...I did have a residential telephone account with them years ago but I dont remember owing them...anyway, they are listing different amounts...Palisades has $1258 (bull****) & Afni says I owe $39...how should I approach this????