daleg

I recently paid off my defaulted student loans with a 1st date of delinquency prior to year 2000. 6 months after paying, 1 of 4 loans shows up on Equifax, numerous errors. Disputed and removed. 1 week later, all 4 loans show up on Experian. Disputed and removed in 1 day. What is up with the DOE re-aging loans, falsifying dates of delinquency, and maliciously reporting to CRA's in order to wreak havoc? The office in San Francisco is the culprit. There must be some bitter, people there, and political infighting. Good thing I have credit monitoring and caught this b.s.

What is the requirement for Tier 1, Tier 2 ?

If I rehab my student loans in default, will they show up again on my credit reports? They already fell off after the 7 year mark.

I will dispute once again, thanks for the info....

I have a paid CO from FP dated Nov. 2008. I would like to get it off of EQ. Why do you think they don't report to EQ anymore? Do tell....

I received a notice from a CA asking for payment that lists "Capital One" as the OC, and the Creditor as "North Star Capital Acquisition LLC". Never having done business with Capital One, should I send the CA a DV letter? I've received letters from this CA in the past regarding a different creditor that has a default judgment against me. I've ignored those letters. Regarding this current letter, they seem to be treating this Capital One account as a new collection, saying I have 30 days to dispute validity, blah blah blah. There a line in the letter that's hilarious: "You have our word that your account executive will treat you fairly and with respect". Oh , ok, I feel better...

i had a CO on a CC from 2001 and a default judgment from 2004 and I applied for and was issued a secured card in 2008.

If one sends a cease and desist letter to a CA asking to stop any and all communications regarding a debt that is beyond the SOL, is the CA required by law to cease all communications? I thought they were legally able to still ask you to pay the debt.

thanks for the edutainment. Funniest thread ever!

and Nice portfolio of co-branded cards to graduate to. I've had this card since 12/08. What's annoying about this card is I could not add to my deposit to raise the secured limit until the 7th month. What's the process to get the card to graduate?

why is it "one of the best out there"?

So I joined USAA and it turns out I've been a member for 22 years, go figure. I have no clue what product or service I ever had with them. I called about auto insurance and they say I never held a policy with them.

Hi folks, Does USAA pull a CRA to join? If so, which on do they pull? thanks in advance..

I have the b plan BB store card at $800 limit. They have repeatedly told me that is the max available limit when I've tried for a CLI.