Vicarious

Thanks Radi. Sorry about the mix up.

Hey there. Been lurking for a very long time here and there and made an account a while back and now that I have settled into my new job and have a good time on my hands to get things started, I would like to ask something of you all. I recently opened an account with Wells Fargo and they sent me my credit scores in a very large book with all the numbers and everything. So all in all, I am about $8,000 in debt to all sorts of creditors and collections. Most of them were from when I was younger and they are just getting in the way. I know this might need to be posted somewhere else or I might be making a boo boo, but I have read everything I can. I am just lost in this seemingly endless battle. Any kind of help would be appreciated. Basically: I need help resolving my bad credit: 509-514 between all 3 of the Bureaus. I have several accounts still opened and want money. I have no idea where to begin. (even after reading all the stickies.) I have read most of the laws and still am lost. I am 23 years old and finally in a very good spot to do what I can. I work in Information Systems at Community Health Systems and almost done with school. Sorry if I am making a mistake by putting this here. Thank you all for your help in advance. Thanks again, Brandon

Hey there! Just joined here from a recommendation of a friend of mine. My fiancé and I are running around some credit issues right now. We are trying to find a better way to save and get by with everything. So I thought I would come here to see if there are any tips that I can use. Everyone here seems really nice and willing to help, so I will do the same and help where I can. Thanks everyone. - Brandon