adenbell
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The charge shows as pending transaction on my CC. I guess this means they charged me and it takes 2-3 days to post it.
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I tried to temporarily remove EQ security freeze online but the system rejected me AND charged me $10 and asked me to send documents by mail. Why did they charge me $10 if their system failed to remove the freeze online? How can I get my $10 back? Should I dispute it with the cc company? Did anybody experience this problem with Equinox?
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The date your score was generated is right under the score.The date under the score keeps changing once every month but the score remains the sameSo your scores were the same on the days on which they were generated over the course of a few months. Yes, every month they show the same score with different date. I dont think Discover is spending the money to show me the updated score every month. I think they just bought the score 3 months ago and kept showing the same score for the next 3 months with different dates.
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The date your score was generated is right under the score. The date under the score keeps changing once every month but the score remains the same
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If freez has no effect at all, then why does the score remain the same for the last 4 months.?They send me the same score every month. The score should change because 2 new accounts were reported to TU but Discover is giving me the same score that I saw 4 months ago.
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Does Discover card give FICO score monthly if TU report has a security freeze? I got the card 4 months ago and the score that they send me monthly never changed. I think the score does not get updated if there is a security freeze
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I got Discover card last month and I don't see it on my reports yet. I am already on the second billing cycle and PIF When does discover report the new account to credit reports?
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I applied for US bank cash+ card but my EX report was frozen and I though they would pull EQ. I had pay $10 to remove my EX security freeze for only 2 days to allow them to pull EX. I called (backdoor#) to ask them to pull the report again and the underwriter said it will take 3-10 business days to pull the report again. Today, my EX report already got frozen again and I am not willing to pay another $10 to remove the security freeze again to get this card. It is not worth it. I did not like the customer service and their process is slow. No online application, slow underwriting process for a simple credit card application, waiting too long on the phone to talk to a representative. I realized that I don't need their 5% cash back rewards anymore because I already have fidelity AMEX 2% on every purchase, Citi forward 5% for (food, amazon, movies), chase freedom 5% for different categories, AMEX blue 3% on groceries, BOA visa 3% on gas. US Bank lost my business and I don't want to deal with them again. How do I cancel the application? Will it be canceled automatically since I have a security freeze?
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I applied for auto loan a week ago and I noticed that the creditor posted my employment data to Transunion. The Transunion online system allowed me to remove the employment data from my file which is perfect but I worry that it will appear again when the creditor reports my monthly acticities. Will it appear again when the creditor reports my monthly payments?? I don't want my employment data to be in my file at all because some collection agencies are chasing me for an account that is very old (over 10 year old). I don't want any collection agency to know where I work
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To avoid inquiry and new account in my report, I am trying to do a product change for my BOA Amex to Fidelity Amex. Is it possible?? I do have fidelity investment account and I heard that Fidelity credit cards are managed by BOA.
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I got a new corporate CC that I never activated. I recently resigned. I called the bank 2 weeks after I resigned and the bank rep told me that the company did not close the account. I asked the rep to close the account. I thought the company was supposed to call the bank to close the account. Did I do the right thing when I asked the bank to close the account? Will the account show in my report?
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I recently got a corporate CC from my employer because the company requires every employee in the department to have a corporate CC. I received it last week and all my reports have a security freeze. I don't see any inquiry on my reports and the account does not show on my reports. How did the bank issue the account if my reports are frozen? Will the bank report account on my reports? I don't want the account to show my report because it will affect my FICO score.
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Experian and Equifax online has two options for disputing the address. (1) I never lived there (2) Identity theft. Which one should I select??
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My innovis report has a lot of old addresses. Should I worry about Innovis? Can old baddies re-appear if they are older than 7 years and the old address still show in the report? I worry that old baddies might re-appear in Innovis report because I still have the old addresses