tray
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About tray
- Birthday 09/08/1966
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I received the offer a couple of months ago, and had to transfer money from my other bank and then transfer from sdfcu savings to loan....
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Hey Ron I received a similar offer only for 3K with a 7.25 apr process was simple and quick deposited the check into the bank and transferred the funds into my sdfcu savings, I figured i would do this to prove my worthiness and then later down the road if I need something I would have a better chance. It is reporting as a loan on EX and EQ so far......
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All I can say I received the same email as you, you are not alone I called discover also mind you I have had this card since 2009 never a late payment and this bank received my business over time. When I spoke with the rep she stated information that was sent from TU prompt this and also verbalized about decrease in cl I only have a 7.5K limit, only issue I have going on to say quite a few new accounts recently nothing else but she asked about my income and balances but with my credit savyness that I learned over the years from being a member I talked my way through with NO docs needed to be faxed over, but probably it is who you are speaking with at the time But I think TU credit bureau is playing a little game here as you are not the only person that I have read a thread on where reviews are being done, at least we are done for now......
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Thanks for the information, possibly screwed myself purchasing the full amount of gift card.....
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Hi everyone, I purchased an american airlines gift card of $200.00 using my platinum card as I thought I would be reimbursed with my yearly $200.00 credit that the platinum card allows and I was not, I was only reimbursed for the delivery fee of $4.75 what a joke. Are gift cards allowed for reimbursement ? or is there some type of way I should have done this transaction I have read on this forum of some individuals being able to do this, thanks for any information as I feel like downgrading this card now......
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Received my letter today as well stating app could not be processed as I had a freeze on my credit report at the time EX was frozen even though EQ was pulled at time of app. Letter stating I could reapply, my EX unfrozen since app tried again tonight and was instantly approved with a 9,000 limit for elite card, Comenity did another hard pull on EQ what gives.... Enough apps with Comenity....
- 30 replies
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I app'd for this card today got app pending you will receive a letter within 10 days, most likely a denial, hard pull on eq, I wonder with this recent switch to Comenity if anyone has received an instant approval... oh well will wait for that letter....
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Thanks Ron, I hope this is not true
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Hi everyone this is an unbelievable story I applied for overstock mastercard close to a month ago EQ report was pulled as EX was frozen so , received a phone call over a week ago from first national bank to call when I called rep stated information left on my app case stated bank needed to pull EX and to unfreeze report even telling me bank pulls all 3 credit reports which I know is not true, so I just ended up letting this one go as a lost cause I ended up applying for the regular store card from commenity with an approval of 6,400 cl last week. well I received a letter yesterday from first bank stating insufficient information to call within 2 weeks or app will be closed, so anyway called today to see what was going on rep asked few security questions no reference of EX report needing to be unfrozen and just stated will send information over to underwriting, well checked online application status later on today approval given for 8,000 cl with NO EX pull. I do not need 2 overstock cards, does anyone know if I would be able to do a product change with a retail card from fnbo? and also to help someone else as you can see it just goes to show you can either have a more lenient underwriter or not for an app approval everything is not set in stone... thanks for any information......
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I applied the other night instant approval for the elite version 20K limit given only TU pulled cs in the 730's with many new accounts no baddies.utilization at 12%
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It should be a statement credit. Citi® / AAdvantage® cardmembers will receive a 25% savings on in-flight purchases of food, beverages, and headsets on flights operated by American Airlines when purchased with their Citi® / AAdvantage® card. Savings do not apply to any other in-flight purchases, such as wireless internet access, SkyMallTM and DutyFree. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 6–8 weeks after the transaction is posted to the cardmember's credit card account. Additional terms, conditions and restrictions may apply. Applicable terms and conditions are subject to change without notice. Thanks for the reply
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Thanks so much for this post the end of June I had done an inflight purchase on American Airlines and totally forgot about the 25% discount. I will be calling Citi on this issue, but one quick question will I see the actual wording 25% discount next to my inflight purchase on my statement or will I see the discount already deducted from the actual amount of purchase thanks for any information....
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App'd last night approved Cap One Venture (Blue Card) Visa Sig 20K limit apr the highest 20.9 , 40K bonus with 3K spend eq 693, ex ?, tu 720's no baddies.......
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Do you know if you have a higher credit limit with the upgrade????