Edd

So here is what My reports are showing. Please offer some guidence in moving forward. Any advice would greatly be appreciated. TU AFNI Balance: 402 Date Updated: 4/08 Original Balance:402 Original Creditor: 10 Verizon Past Due: 402 Pay Status: Collection Account Acct Type: Open Acct Remarks: Account information distputed by consumer ( I think I did this about a year ago) **Question: since this is disputed, does it count against my score? how long can it remain disputed? Berks Credit and Collection Balance:826 Date Updated: 4/08 Original Balance: 430 Original Creditor: Medical Past Due: 826 Pay Status: Collection Account Acct Type: Open Acct Date Closed 4/08 Remarks: Account information distputed by consumer Thank you for your assistance.

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My wife and I made a mistake in purchasing a timeshare through consolidated resorts. This past Nov they offered to cancel our purchase in exchange for a Quit Claim Deed. I have a letter from them that says if we signed it they would update our credit file to reflect "Settled". I just pulled our reports and found the following info: Exp: Legally paid in full for less than the full balance -- COMMENTS: Election of remedy - reported by subscriber EQU: Pays account as agreed -- COMMENTS:SETTLEMENT ACCEPTED ON THIS ACCOUNT PAID ACCOUNT / ZERO BALANCE TU: Paid or paying as agreed -- COMMENTS:Settled; less than full balance Is there anything I can do to fix this? Should I send a copy of the letter to the CRA? Please help!!! Thank you

Hi Everyone, I am a newbie and need some direction. I am starting on my quest to improve my credit. I have used CCT to pull my credit and need some direction as to what to do next. I have read through so much info here that my head is now spinning. Can someone point me to a topic such as where to go from here. I am looking for a step by step process. Can someone please help??? I have a number of lates and collection accounts that I would like to improve anyway I can. Thank You

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I reside in Pennsylvania. My children have been attending a Catholic School and we were looking to move to a new parish and enroll them in the new school. We registered them at the new school only to find out the old school would not release their records because we still owe a tuition balance. We later found out that the original school sent an email to the new principal with our entire account history including all the payments we had returned for NSF. They utilize a 3rd party to collect the tuition through an automatic withdraw from our account. This is the printout they forwarded. Is this legal? Are they considered a creditor? Is it legal for them to with hold the educational records? Any input would be greatly appreciated. Thank you in advance for your time. Ed